Gouverneur Schools

Headquarters

549 Scotch Settlement Rd
Gouverneur, NY 13642
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Gouverneur Schools is an NCUA insured institution located in Gouverneur, NY. It was founded in 1955 and has approximately $1.13 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 10656
Date Established 1955
Assets $1.13 million
Loans $0.08 million
Deposits $0.99 million
Capital $0.16 million
 

Deposit Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Gouverneur Schools

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Loan Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for GOUVERNEUR SCHOOLS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.706% 2.625% 0.63 $2,668 $1,005 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.775% 2.750% 0.38 $808 $1,021 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.790% 2.750% 0.50 $1,290 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to GOUVERNEUR SCHOOLS
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Gouverneur Schools branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Gouverneur Schools Locations


Financial Details

Gouverneur Schools Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Gouverneur Schools. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Gouverneur Schools U.S. Average
8.02% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Gouverneur Schools had $13,137 in non-current loans and $0 in owned assets. To cover these potential losses it had $162,321 in net worth and $1,466 in loans loss reserves. That gives it a Texas Ratio of 8.02%.

Net Worth
Gouverneur Schools U.S. Average
13.63% 12.67%

Gouverneur Schools FCU has a net worth of 13.63% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Gouverneur Schools

Branches and Savings

What is Gouverneur Schools?

A federal credit union, registered with the NCUA under certificate #10656.
Learn more about credit unions here.

Is Gouverneur Schools FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Gouverneur Schools is insured by the NCUA.

Who can join Gouverneur Schools?

Please see Field of Membership information above for information on who is eligible to join.

What are Gouverneur Schools's share account and share certificate rates?

Gouverneur Schools's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Gouverneur Schools?

Gouverneur Schools has total capital of $0.16 million. Full information on Gouverneur Schools's financial position is located above.

Who owns Gouverneur Schools?

Credit Unions are owned by their members.

Where are Gouverneur Schools branches located?

See branch locations nearby.

Are Gouverneur Schools ATMs Open 24/7?

Do Gouverneur Schools ATMs accept cash deposits?

Can Gouverneur Schools customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Gouverneur Schools have a mobile app?

Does Gouverneur Schools have mobile deposit?

Does Gouverneur Schools have quick pay?

How can Gouverneur Schools transfer money to other banks or credit unions?

Does Gouverneur Schools report to credit bureaus?

Does Gouverneur Schools use Chexsystems?

Does Gouverneur Schools use Equifax?

What is Gouverneur Schools's toll free phone number?

What is Gouverneur Schools's ACH Routing Number?

What is Gouverneur Schools's SWIFT code?

Where can I find Gouverneur Schools's wire transfer form?

What is the Gouverneur Schools address for deposits?

What Products Does Gouverneur Schools Offer

Does Gouverneur Schools offer mortgages?

Compare mortgage rates here.

Does Gouverneur Schools offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Gouverneur Schools offer auto and RV loans?

Compare auto loan rates here.

Does Gouverneur Schools offer student loans or personal loans?

Compare personal loan rates here.

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