GREATER KENTUCKY CU, INC.

Headquarters

1001 RED MILE ROAD
Lexington, KY 40504
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.95% →
1-Year CD 0.80% 1.01% →
2-Year CD 0.95% 0.95% →
5-Year CD 0.95% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Greater Kentucky Cu, Inc. is an NCUA insured institution located in Lexington, KY. It was founded in 1953 and has approximately $90.42 millions in assets.

NCUA Insured Yes
Charter Number # # 62228
Date Established 1953
Assets $90.42 million
Loans $66.06 million
Deposits $77.82 million
Capital $8.40 million
 

Field of Membership Restrictions

Greater Kentucky Credit Union of Kentucky is open to the residents, church members, registered students, and the people that maintain employment within the qualified counties that are listed on the credit union website, members of Good Foods Co-op, or Costco, employees of the credit union affiliated select employee groups, and the family members of the current credit union members.

Deposit Rates - October 27, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.45% $10,000 $14,999 Learn More
3 Mo CD
0.45% $100,000 $199,999 Learn More
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
0.95% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.95% $100,000 $199,999 Learn More
60 Mo CD
0.90% $10,000 $14,999 Learn More
60 Mo CD
0.95% $100,000 $199,999 Learn More

Loan Rates - October 27, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for GREATER KENTUCKY CU, INC.

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.674% 2.625% 0.63 $1,595 $1,005 Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.561% 2.500% 0.75 $2,021 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to GREATER KENTUCKY CU, INC.
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Greater Kentucky Cu, Inc. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Greater Kentucky Cu, Inc. Locations


Financial Details

Greater Kentucky Cu, Inc. Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Greater Kentucky Cu, Inc.. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Greater Kentucky Cu, Inc. U.S. Average
16.44% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Greater Kentucky Cu, Inc. had $1,081,203 in non-current loans and $386,830 in owned assets. To cover these potential losses it had $8,400,471 in net worth and $530,524 in loans loss reserves. That gives it a Texas Ratio of 16.44%.

Net Worth
Greater Kentucky Cu, Inc. U.S. Average
9.29% 13.61%

Greater Kentucky Cu, Inc. FCU has a net worth of 9.29% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Greater Kentucky Cu, Inc.

Branches and Savings

What is Greater Kentucky Cu, Inc.?

A federal credit union, registered with the NCUA under certificate #62228.
Learn more about credit unions here.

Is Greater Kentucky Cu, Inc. FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Greater Kentucky Cu, Inc.?

Please see Field of Membership information above for information on who is eligible to join.

What are Greater Kentucky Cu, Inc.'s share account and share certificate rates?

Greater Kentucky Cu, Inc.'s deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Greater Kentucky Cu, Inc.?

Greater Kentucky Cu, Inc. has total capital of $8.40 million. Full information on Greater Kentucky Cu, Inc.'s financial position is located above.

Who owns Greater Kentucky Cu, Inc.?

Credit Unions are owned by their members.

Where are Greater Kentucky Cu, Inc. branches located?

See branch locations nearby.

Are Greater Kentucky Cu, Inc. ATMs Open 24/7?

Do Greater Kentucky Cu, Inc. ATMs accept cash deposits?

Can Greater Kentucky Cu, Inc. customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Greater Kentucky Cu, Inc. have a mobile app?

Does Greater Kentucky Cu, Inc. have mobile deposit?

Does Greater Kentucky Cu, Inc. have quick pay?

How can Greater Kentucky Cu, Inc. transfer money to other banks or credit unions?

Does Greater Kentucky Cu, Inc. report to credit bureaus?

Does Greater Kentucky Cu, Inc. use Chexsystems?

Does Greater Kentucky Cu, Inc. use Equifax?

What is Greater Kentucky Cu, Inc.'s toll free phone number?

What is Greater Kentucky Cu, Inc.'s ACH Routing Number?

What is Greater Kentucky Cu, Inc.'s SWIFT code?

Where can I find Greater Kentucky Cu, Inc.'s wire transfer form?

What is the Greater Kentucky Cu, Inc. address for deposits?

What Products Does Greater Kentucky Cu, Inc. Offer

Does Greater Kentucky Cu, Inc. offer mortgages?

Compare mortgage rates here.

Does Greater Kentucky Cu, Inc. offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Greater Kentucky Cu, Inc. offer auto and RV loans?

Compare auto loan rates here.

Does Greater Kentucky Cu, Inc. offer student loans or personal loans?

Compare personal loan rates here.

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