GREATER KENTUCKY CU, INC.

1001 RED MILE ROAD
Lexington, KY 40504

Notable Rates APY Vs.Others
Savings 0.15% 2.20% →
1-Year CD 2.00% 2.20% →
2-Year CD 2.25% 2.20% →
5-Year CD 2.75% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Greater Kentucky Cu, Inc. is an NCUA insured institution located in Lexington, KY. It was founded in 1953 and has approximately $86.38 millions in assets.

NCUA Insured Yes
Charter Number # # 62228
Date Established 1953
Assets $86.38 million
Loans $63.91 million
Deposits $75.66 million
Capital $8.24 million
 

Field of Membership Restrictions

Greater Kentucky Credit Union of Kentucky is open to the residents, church members, registered students, and the people that maintain employment within the qualified counties that are listed on the credit union website, members of Good Foods Co-op, or Costco, employees of the credit union affiliated select employee groups, and the family members of the current credit union members.

Deposit Rates - February 21, 2020

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.75% $2,500 $9,999 Learn MoreShow Less
Money Market
0.85% $10,000 $24,999 Learn MoreShow Less
Money Market
1.00% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
2.00% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.60% $500 - Learn MoreShow Less
6 Mo CD
1.30% $1,000 - Learn MoreShow Less
12 Mo CD
2.00% $1,000 - Learn MoreShow Less
2.25% $1,000 $49,999 Learn MoreShow Less
2.45% $1,000 $49,999 Learn MoreShow Less
2.75% $1,000 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.45% $25 - Learn MoreShow Less

Loan Rates - February 21, 2020

Your Current Location: Washington, WA 98109

There are currently no loan rates available for GREATER KENTUCKY CU, INC.

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.793% 4.750% 0.00 $1,250 $1,305 Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.284% 3.250% 0.38 $1,070 $1,089 Learn More
Cascadia Mortgage
NMLS ID: 1505422
License#: NMLS #1505422
3.271% 3.250% -0.13 $690 $1,089 Learn More
Rocket Mortgage
NMLS ID: 3030
4.668% 4.625% 0.00 $1,250 $1,286 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to GREATER KENTUCKY CU, INC.
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Branches

Below are Greater Kentucky Cu, Inc. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Greater Kentucky Cu, Inc. Locations


Financial Details

Greater Kentucky Cu, Inc. Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Greater Kentucky Cu, Inc.. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Greater Kentucky Cu, Inc. U.S. Average
15.30% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Greater Kentucky Cu, Inc. had $1,086,776 in non-current loans and $266,057 in owned assets. To cover these potential losses it had $8,242,885 in net worth and $599,764 in loans loss reserves. That gives it a Texas Ratio of 15.30%.

Net Worth
Greater Kentucky Cu, Inc. U.S. Average
9.54% 13.65%

Greater Kentucky Cu, Inc. FCU has a net worth of 9.54% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Greater Kentucky Cu, Inc.

Branches and Savings

What is Greater Kentucky Cu, Inc.?

A federal credit union, registered with the NCUA under certificate #62228.
Learn more about credit unions here.

Is Greater Kentucky Cu, Inc. FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Greater Kentucky Cu, Inc.?

Please see Field of Membership information above for information on who is eligible to join.

What are Greater Kentucky Cu, Inc.'s share account and share certificate rates?

Greater Kentucky Cu, Inc.'s deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Greater Kentucky Cu, Inc.?

Greater Kentucky Cu, Inc. has total capital of $8.24 million. Full information on Greater Kentucky Cu, Inc.'s financial position is located above.

Who owns Greater Kentucky Cu, Inc.?

Credit Unions are owned by their members.

Where are Greater Kentucky Cu, Inc. branches located?

See branch locations nearby.

Are Greater Kentucky Cu, Inc. ATMs Open 24/7?

Do Greater Kentucky Cu, Inc. ATMs accept cash deposits?

Can Greater Kentucky Cu, Inc. customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Greater Kentucky Cu, Inc. have a mobile app?

Does Greater Kentucky Cu, Inc. have mobile deposit?

Does Greater Kentucky Cu, Inc. have quick pay?

How can Greater Kentucky Cu, Inc. transfer money to other banks or credit unions?

Does Greater Kentucky Cu, Inc. report to credit bureaus?

Does Greater Kentucky Cu, Inc. use Chexsystems?

Does Greater Kentucky Cu, Inc. use Equifax?

What is Greater Kentucky Cu, Inc.'s toll free phone number?

What is Greater Kentucky Cu, Inc.'s ACH Routing Number?

What is Greater Kentucky Cu, Inc.'s SWIFT code?

Where can I find Greater Kentucky Cu, Inc.'s wire transfer form?

What is the Greater Kentucky Cu, Inc. address for deposits?

What Products Does Greater Kentucky Cu, Inc. Offer

Does Greater Kentucky Cu, Inc. offer mortgages?

Compare mortgage rates here.

Does Greater Kentucky Cu, Inc. offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Greater Kentucky Cu, Inc. offer auto and RV loans?

Compare auto loan rates here.

Does Greater Kentucky Cu, Inc. offer student loans or personal loans?

Compare personal loan rates here.

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