Greater Kentucky Cu, Inc. Credit Union
Headquarters
1001 Red Mile Road
Lexington, KY 40504
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2024 Overview
General Credit Union Information
Greater Kentucky Cu, Inc. is an NCUA insured institution located in Lexington, KY. It was founded in 1953 and has approximately $94.8 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 62228 |
| Date Established | 1953 |
| Assets | $94.80 million |
| Loans | $72.40 million |
| Deposits | $81.30 million |
| Capital | $10.10 million |
Field of Membership Restrictions
Greater Kentucky Credit Union of Kentucky is open to the residents, church members, registered students, and the people that maintain employment within the qualified counties that are listed on the credit union website, members of Good Foods Co-op, or Costco, employees of the credit union affiliated select employee groups, and the family members of the current credit union members.
Deposit Rates - April 27, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $2,500 | $4,999 |
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|
|
Money Market
|
0.25% | $2,500 | $2,999 |
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|
|
Money Market
|
0.25% | $10,000 | $14,999 |
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|
|
Money Market
|
0.25% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
Loan Rates - April 27, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Greater Kentucky Cu, Inc.
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.787% | 6.750% | 0.38 | $1,203 | $2,076 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: 491986 |
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NMLS ID: 1907 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Greater Kentucky Cu, Inc.
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Branches
Below are Greater Kentucky Cu, Inc. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
GREATER KENTUCKY CU, INC. is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Greater Kentucky Cu, Inc. Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Greater Kentucky Cu, Inc.. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Greater Kentucky Cu, Inc. | U.S. Average |
|---|---|
| 15.15% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Greater Kentucky Cu, Inc. had $1,464,297 in non-current loans and $94,772 in owned assets. To cover these potential losses it had $10,098,909 in net worth and $190,643 in loans loss reserves. That gives it a Texas Ratio of 15.15%.
Net Worth
| Greater Kentucky Cu, Inc. | U.S. Average |
|---|---|
| 10.63% | 13.62% |
Greater Kentucky Cu, Inc. FCU has a net worth of 10.63% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Greater Kentucky Cu, Inc.
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