Greensboro, NC 27401

Notable Rates APY Vs.Others
Savings 0.30% 1.96% →
1-Year CD 1.61% 2.02% →
2-Year CD 1.82% 2.02% →
5-Year CD N.A. 2.02% →
30-Year Mortgage N.A. 3.14% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.50% →

2020 Overview

General Credit Union Information

Greensboro Municipal is an NCUA insured institution located in Greensboro, NC. It was founded in 1937 and has approximately $55.83 millions in assets.

NCUA Insured Yes
Charter Number # # 24840
Date Established 1937
Assets $55.83 million
Loans $41.93 million
Deposits $48.39 million
Capital $6.66 million

Field of Membership Restrictions

Membership is open to employees and retirees of the City of Greensboro, North Carolina, and their families and to employees of the credit union's Select Employee Groups.

Deposit Rates - April 2, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.30% $1,000 $9,999 Learn MoreShow Less
Money Market
0.35% $10,000 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.40% $10,000 $49,999 Learn MoreShow Less
6 Mo CD
1.05% $10,000 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
1.00% $1 - Learn MoreShow Less
1.51% $500 $9,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.25% $1 - Learn MoreShow Less

Loan Rates - April 2, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for GREENSBORO MUNICIPAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Greensboro Municipal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Greensboro Municipal Locations

Financial Details

Greensboro Municipal Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Greensboro Municipal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Greensboro Municipal U.S. Average
9.30% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Greensboro Municipal had $620,411 in non-current loans and $47,822 in owned assets. To cover these potential losses it had $6,661,419 in net worth and $521,683 in loans loss reserves. That gives it a Texas Ratio of 9.30%.

Net Worth
Greensboro Municipal U.S. Average
11.93% 13.65%

Greensboro Municipal FCU has a net worth of 11.93% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Greensboro Municipal

Branches and Savings

What is Greensboro Municipal?

A federal credit union, registered with the NCUA under certificate #24840.
Learn more about credit unions here.

Is Greensboro Municipal FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Greensboro Municipal?

Please see Field of Membership information above for information on who is eligible to join.

What are Greensboro Municipal's share account and share certificate rates?

Greensboro Municipal's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Greensboro Municipal?

Greensboro Municipal has total capital of $6.66 million. Full information on Greensboro Municipal's financial position is located above.

Who owns Greensboro Municipal?

Credit Unions are owned by their members.

Where are Greensboro Municipal branches located?

See branch locations nearby.

Are Greensboro Municipal ATMs Open 24/7?

Do Greensboro Municipal ATMs accept cash deposits?

Can Greensboro Municipal customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Greensboro Municipal have a mobile app?

Does Greensboro Municipal have mobile deposit?

Does Greensboro Municipal have quick pay?

How can Greensboro Municipal transfer money to other banks or credit unions?

Does Greensboro Municipal report to credit bureaus?

Does Greensboro Municipal use Chexsystems?

Does Greensboro Municipal use Equifax?

What is Greensboro Municipal's toll free phone number?

What is Greensboro Municipal's ACH Routing Number?

What is Greensboro Municipal's SWIFT code?

Where can I find Greensboro Municipal's wire transfer form?

What is the Greensboro Municipal address for deposits?

What Products Does Greensboro Municipal Offer

Does Greensboro Municipal offer mortgages?

Compare mortgage rates here.

Does Greensboro Municipal offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Greensboro Municipal offer auto and RV loans?

Compare auto loan rates here.

Does Greensboro Municipal offer student loans or personal loans?

Compare personal loan rates here.

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