Greensboro Municipal Federal Credit Union
Headquarters
217 N Greene St
Greensboro, NC 27401
See all branch locations →
2024 Overview
General Credit Union Information
Greensboro Municipal is an NCUA insured institution located in Greensboro, NC. It was founded in 1937 and has approximately $79.38 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24840 |
| Date Established | 1937 |
| Assets | $79.38 million |
| Loans | $58.27 million |
| Deposits | $66.83 million |
| Capital | $8.10 million |
Field of Membership Restrictions
Membership is open to employees and retirees of the City of Greensboro, North Carolina, and their families and to employees of the credit union's Select Employee Groups.
Deposit Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.25% | $1,000 | $9,999 |
Learn More
|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.50% | $10,000 | $49,999 |
Learn More
|
| 6 Mo CD
|
0.55% | $50,000 | - |
Learn More
|
| 12 Mo CD
|
0.60% | $10,000 | $49,999 |
Learn More
|
| 12 Mo CD
|
0.65% | $50,000 | - |
Learn More
|
| 18 Mo CD
|
0.65% | $10,000 | $49,999 |
Learn More
|
| 18 Mo CD
|
0.70% | $50,000 | - |
Learn More
|
| 24 Mo CD
|
0.70% | $10,000 | $49,999 |
Learn More
|
| 24 Mo CD
|
0.75% | $50,000 | - |
Learn More
|
| 36 Mo CD
|
0.80% | $10,000 | $49,999 |
Learn More
|
| 36 Mo CD
|
0.85% | $50,000 | - |
Learn More
|
| 48 Mo CD
|
0.85% | $10,000 | $49,999 |
Learn More
|
| 48 Mo CD
|
0.90% | $50,000 | - |
Learn More
|
| 60 Mo CD
|
0.90% | $10,000 | $49,999 |
Learn More
|
| 60 Mo CD
|
0.95% | $50,000 | - |
Learn More
|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.75% | $1 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.25% | $1 | - | Learn More |
Loan Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Greensboro Municipal
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Greensboro Municipal
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Greensboro Municipal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
GREENSBORO MUNICIPAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Add Your Review
or use your BestCashCow account
or
Financial Details
Greensboro Municipal Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Greensboro Municipal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Greensboro Municipal | U.S. Average |
|---|---|
| 12.02% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Greensboro Municipal had $996,257 in non-current loans and $47,822 in owned assets. To cover these potential losses it had $8,101,091 in net worth and $585,393 in loans loss reserves. That gives it a Texas Ratio of 12.02%.
Net Worth
| Greensboro Municipal | U.S. Average |
|---|---|
| 10.2% | 13.62% |
Greensboro Municipal FCU has a net worth of 10.2% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Greensboro Municipal
There are currently no comments for GREENSBORO MUNICIPAL. Be the first to share your experience. Please provide comments that will help others.
Add Your Review
or use your BestCashCow account