Growing Oaks Federal Credit Union

Headquarters

299 Industrial Blvd
Goldsby, OK 73093
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Growing Oaks is an NCUA insured institution located in Goldsby, OK. It was founded in 2020 and has approximately $3.87 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 24919
Date Established 2020
Assets $3.87 million
Loans $2.80 million
Deposits $3.49 million
Capital $0.32 million
 

Deposit Rates - September 29, 2026

Your Current Location: Arizona, AZ 85001

We do not yet have rates for Growing Oaks

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Loan Rates - September 29, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for Growing Oaks

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Featured - Arizona Home Equity Line Of Credit Rates 2026

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Branches

Below are Growing Oaks branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona


Growing Oaks Locations around zip code 85001


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Climate Policy and Initiatives

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Financial Details

Growing Oaks Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Growing Oaks. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Growing Oaks U.S. Average
6.32% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Growing Oaks had $17,135 in non-current loans and $4,475 in owned assets. To cover these potential losses it had $324,256 in net worth and $17,513 in loans loss reserves. That gives it a Texas Ratio of 6.32%.

Net Worth
Growing Oaks U.S. Average
8.39% 14.48%

Growing Oaks FCU has a net worth of 8.39% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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