Gulf Coast Federal Credit Union


P O Box 8849
Corpus Christi, TX 78468
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Notable Rates APY Vs.Others
Savings 0.25% 5.50% →
1-Year CD 1.00% 5.50% →
2-Year CD 1.25% 5.00% →
5-Year CD N.A. 4.61% →
30-Year Mortgage N.A. 0.00% →
15-Year Mortgage N.A. 0.00% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Gulf Coast is an NCUA insured institution located in Corpus Christi, TX. It was founded in 1940 and has approximately $316.75 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 4060
Date Established 1940
Assets $316.75 million
Loans $273.48 million
Deposits $281.06 million
Capital $30.62 million

Field of Membership Restrictions

Membership in Gulf Coast Federal Credit Union is open to those who live, work, worship or attend school in Nueces, Jim Wells or San Patricio County and immediate family.

Deposit Rates - March 1, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.25% $2,500 $4,999 Learn More
Money Market
0.55% $10,000 $14,999 Learn More
Money Market
0.65% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.55% $500 - Learn More
12 Mo CD
1.00% $500 - Learn More
18 Mo CD
1.15% $500 - Learn More
24 Mo CD
1.25% $500 - Learn More
36 Mo CD
1.35% $500 - Learn More
12 Mo FIRA
1.10% $500 - Learn MoreShow Less
24 Mo FIRA
1.30% $500 - Learn MoreShow Less
36 Mo FIRA
1.40% $500 - Learn MoreShow Less

Loan Rates - March 1, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Gulf Coast

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
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Neighbors Bank
NMLS ID: 491986
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CrossCountry Mortgage
NMLS ID: 3029
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Veterans United Home Loans
NMLS ID: 1907
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NMLS ID: Not a Lender
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Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Gulf Coast
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Below are Gulf Coast branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Gulf Coast Locations

Climate Initiatives

GULF COAST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Gulf Coast Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Gulf Coast. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Gulf Coast U.S. Average
34.74% 5.37

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2023, Gulf Coast had $9,429,523 in non-current loans and $1,518,911 in owned assets. To cover these potential losses it had $30,616,507 in net worth and $897,418 in loans loss reserves. That gives it a Texas Ratio of 34.74%.

Net Worth
Gulf Coast U.S. Average
9.67% 13.46%

Gulf Coast FCU has a net worth of 9.67% versus the BestCashCow average of 13.46. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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