GULF COAST

P O Box 8849
Corpus Christi, TX 78468

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 4060
Date Established 1940
Assets $212.74 million
Loans $186.15 million
Deposits $192.35 million
Capital $21.77 million

Gulf Coast is an NCUA insured institution located in Corpus Christi, TX. It was founded in 1940 and has approximately $212.74 millions in assets.

Field of Membership Restrictions

Membership in Gulf Coast Federal Credit Union is open to those who live, work, worship or attend school in Nueces, Jim Wells or San Patricio County and immediate family.

Deposit Rates - August 18, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.55% $10,000 $24,999 Learn MoreShow Less
Money Market
0.65% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.50% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.75% $500 - Learn MoreShow Less
12 Mo CD
1.50% $500 - Learn MoreShow Less
18 Mo CD
1.75% $500 - Learn MoreShow Less
Special: 24 Mo CD
2.50% $500 - Learn MoreShow Less
24 Mo CD
2.50% $500 - Learn MoreShow Less
36 Mo CD
2.75% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
1.25% $100 - Learn MoreShow Less

Loan Rates - August 18, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for GULF COAST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to GULF COAST
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Gulf Coast branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Gulf Coast Locations


Financial Details

Gulf Coast Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Gulf Coast. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Gulf Coast U.S. Average
63.69% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Gulf Coast had $14,820,996 in non-current loans and $543,919 in owned assets. To cover these potential losses it had $21,769,439 in net worth and $2,354,799 in loans loss reserves. That gives it a Texas Ratio of 63.69%.

Net Worth
Gulf Coast U.S. Average
10.23% 13.47%

Gulf Coast FCU has a net worth of 10.23% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Gulf Coast

Branches and Savings

What is Gulf Coast?

A federal credit union, registered with the NCUA under certificate #4060.
Learn more about credit unions here.

Is Gulf Coast FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Gulf Coast?

Please see Field of Membership information above for information on who is eligible to join.

What are Gulf Coast's share account and share certificate rates?

Gulf Coast's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Gulf Coast?

Gulf Coast has total capital of $21.77 million. Full information on Gulf Coast's financial position is located above.

Who owns Gulf Coast?

Credit Unions are owned by their members.

Where are Gulf Coast branches located?

See branch locations nearby.

Are Gulf Coast ATMs Open 24/7?

Do Gulf Coast ATMs accept cash deposits?

Can Gulf Coast customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Gulf Coast have a mobile app?

Does Gulf Coast have mobile deposit?

Does Gulf Coast have quick pay?

How can Gulf Coast transfer money to other banks or credit unions?

Does Gulf Coast report to credit bureaus?

Does Gulf Coast use Chexsystems?

Does Gulf Coast use Equifax?

What is Gulf Coast's toll free phone number?

What is Gulf Coast's ACH Routing Number?

What is Gulf Coast's SWIFT code?

Where can I find Gulf Coast's wire transfer form?

What is the Gulf Coast address for deposits?

What Products Does Gulf Coast Offer

Does Gulf Coast offer mortgages?

Compare mortgage rates here.

Does Gulf Coast offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Gulf Coast offer auto and RV loans?

Compare auto loan rates here.

Does Gulf Coast offer student loans or personal loans?

Compare personal loan rates here.

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