Gulf Coast

Headquarters

P O Box 8849
Corpus Christi, TX 78468
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 0.65% →
1-Year CD 1.00% 0.70% →
2-Year CD 1.25% 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Gulf Coast is an NCUA insured institution located in Corpus Christi, TX. It was founded in 1940 and has approximately $267.19 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 4060
Date Established 1940
Assets $267.19 million
Loans $205.64 million
Deposits $241.73 million
Capital $26.26 million
 

Field of Membership Restrictions

Membership in Gulf Coast Federal Credit Union is open to those who live, work, worship or attend school in Nueces, Jim Wells or San Patricio County and immediate family.

Deposit Rates - July 25, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.25% $2,500 $4,999 Learn More
Money Market
0.55% $10,000 $14,999 Learn More
Money Market
0.65% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.55% $500 - Learn More
12 Mo CD
1.00% $500 - Learn More
18 Mo CD
1.15% $500 - Learn More
24 Mo CD
1.25% $500 - Learn More
36 Mo CD
1.35% $500 - Learn More
Fixed IRA Rates APY MIN MAX
12 Mo FIRA
1.10% $500 - Learn MoreShow Less
24 Mo FIRA
1.30% $500 - Learn MoreShow Less
36 Mo FIRA
1.40% $500 - Learn MoreShow Less

Loan Rates - July 25, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for GULF COAST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.588% 2.490% 0.88 $3,250 $987 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.575% 2.500% 1.00 $2,462 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
4.840 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to GULF COAST
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Gulf Coast branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Gulf Coast Locations


Financial Details

Gulf Coast Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Gulf Coast. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Gulf Coast U.S. Average
33.84% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Gulf Coast had $8,780,700 in non-current loans and $573,551 in owned assets. To cover these potential losses it had $26,257,369 in net worth and $1,386,543 in loans loss reserves. That gives it a Texas Ratio of 33.84%.

Net Worth
Gulf Coast U.S. Average
9.82% 12.20%

Gulf Coast FCU has a net worth of 9.82% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Gulf Coast

Branches and Savings

What is Gulf Coast?

A federal credit union, registered with the NCUA under certificate #4060.
Learn more about credit unions here.

Is Gulf Coast FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Gulf Coast is insured by the NCUA.

Who can join Gulf Coast?

Please see Field of Membership information above for information on who is eligible to join.

What are Gulf Coast's share account and share certificate rates?

Gulf Coast's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Gulf Coast?

Gulf Coast has total capital of $26.26 million. Full information on Gulf Coast's financial position is located above.

Who owns Gulf Coast?

Credit Unions are owned by their members.

Where are Gulf Coast branches located?

See branch locations nearby.

Are Gulf Coast ATMs Open 24/7?

Do Gulf Coast ATMs accept cash deposits?

Can Gulf Coast customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Gulf Coast have a mobile app?

Does Gulf Coast have mobile deposit?

Does Gulf Coast have quick pay?

How can Gulf Coast transfer money to other banks or credit unions?

Does Gulf Coast report to credit bureaus?

Does Gulf Coast use Chexsystems?

Does Gulf Coast use Equifax?

What is Gulf Coast's toll free phone number?

What is Gulf Coast's ACH Routing Number?

What is Gulf Coast's SWIFT code?

Where can I find Gulf Coast's wire transfer form?

What is the Gulf Coast address for deposits?

What Products Does Gulf Coast Offer

Does Gulf Coast offer mortgages?

Compare mortgage rates here.

Does Gulf Coast offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Gulf Coast offer auto and RV loans?

Compare auto loan rates here.

Does Gulf Coast offer student loans or personal loans?

Compare personal loan rates here.

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