GULF TRUST

2533 DENNY AVE
Pascagoula, MS 39567

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 24908
Date Established 1972
Assets $26.32 million
Loans $16.03 million
Deposits $22.16 million
Capital $3.97 million

Gulf Trust is an NCUA insured institution located in Pascagoula, MS. It was founded in 1972 and has approximately $26.32 millions in assets.

Deposit Rates - August 24, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.40% $1,000 $40,000 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.16% $1,000 $40,000 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.65% $1,000 $40,000 Learn MoreShow Less
6 Mo CD
0.70% $1,000 $40,000 Learn MoreShow Less
12 Mo CD
1.16% $1,000 $40,000 Learn MoreShow Less
18 Mo CD
1.26% $1,000 $40,000 Learn MoreShow Less
24 Mo CD
1.51% $1,000 $40,000 Learn MoreShow Less
36 Mo CD
1.76% $1,000 $40,000 Learn MoreShow Less
48 Mo CD
2.73% $1,000 $40,000 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
2.02% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.30% $500 - Learn MoreShow Less

Loan Rates - August 24, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for GULF TRUST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.529% 3.500% 0.38 $898 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

Note to GULF TRUST
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Branches

Below are Gulf Trust branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Gulf Trust Locations


Financial Details

Gulf Trust Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Gulf Trust. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Gulf Trust U.S. Average
9.34% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Gulf Trust had $341,952 in non-current loans and $35,500 in owned assets. To cover these potential losses it had $3,969,934 in net worth and $69,240 in loans loss reserves. That gives it a Texas Ratio of 9.34%.

Net Worth
Gulf Trust U.S. Average
15.08% 13.47%

Gulf Trust FCU has a net worth of 15.08% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Gulf Trust

Branches and Savings

What is Gulf Trust?

A federal credit union, registered with the NCUA under certificate #24908.
Learn more about credit unions here.

Is Gulf Trust FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Gulf Trust?

Please see Field of Membership information above for information on who is eligible to join.

What are Gulf Trust's share account and share certificate rates?

Gulf Trust's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Gulf Trust?

Gulf Trust has total capital of $3.97 million. Full information on Gulf Trust's financial position is located above.

Who owns Gulf Trust?

Credit Unions are owned by their members.

Where are Gulf Trust branches located?

See branch locations nearby.

Are Gulf Trust ATMs Open 24/7?

Do Gulf Trust ATMs accept cash deposits?

Can Gulf Trust customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Gulf Trust have a mobile app?

Does Gulf Trust have mobile deposit?

Does Gulf Trust have quick pay?

How can Gulf Trust transfer money to other banks or credit unions?

Does Gulf Trust report to credit bureaus?

Does Gulf Trust use Chexsystems?

Does Gulf Trust use Equifax?

What is Gulf Trust's toll free phone number?

What is Gulf Trust's ACH Routing Number?

What is Gulf Trust's SWIFT code?

Where can I find Gulf Trust's wire transfer form?

What is the Gulf Trust address for deposits?

What Products Does Gulf Trust Offer

Does Gulf Trust offer mortgages?

Compare mortgage rates here.

Does Gulf Trust offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Gulf Trust offer auto and RV loans?

Compare auto loan rates here.

Does Gulf Trust offer student loans or personal loans?

Compare personal loan rates here.

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