510 W Carson St
Carson, CA 90745
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Harbor is an NCUA insured institution located in Carson, CA. It was founded in 1947 and has approximately $118.36 millions in assets.

NCUA Insured Yes
Charter Number # # 5593
Date Established 1947
Assets $118.36 million
Loans $32.04 million
Deposits $99.19 million
Capital $15.83 million

Field of Membership Restrictions

Must be an employee of the Los Angeles County Harbor-UCLA Medical Center or several other companies. Also open to members or employees of several listed organizations or chambers.

Deposit Rates - January 18, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Harbor

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Harbor
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Loan Rates - January 18, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for HARBOR

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
CityWorth Loans
NMLS ID: 925476
2.827% 2.750% 1.00 $2,500 $1,021 Learn More
NMLS ID: 2890
License#: MC-3098
2.701% 2.625% 1.00 $2,495 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to HARBOR
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Below are Harbor branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Harbor Locations

Financial Details

Harbor Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Harbor. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Harbor U.S. Average
5.44% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Harbor had $932,140 in non-current loans and $0 in owned assets. To cover these potential losses it had $15,825,651 in net worth and $1,310,844 in loans loss reserves. That gives it a Texas Ratio of 5.44%.

Net Worth
Harbor U.S. Average
14.14% 12.91%

Harbor FCU has a net worth of 14.14% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Harbor

Branches and Savings

What is Harbor?

A federal credit union, registered with the NCUA under certificate #5593.
Learn more about credit unions here.

Is Harbor FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Harbor?

Please see Field of Membership information above for information on who is eligible to join.

What are Harbor's share account and share certificate rates?

Harbor's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Harbor?

Harbor has total capital of $15.83 million. Full information on Harbor's financial position is located above.

Who owns Harbor?

Credit Unions are owned by their members.

Where are Harbor branches located?

See branch locations nearby.

Are Harbor ATMs Open 24/7?

Do Harbor ATMs accept cash deposits?

Can Harbor customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Harbor have a mobile app?

Does Harbor have mobile deposit?

Does Harbor have quick pay?

How can Harbor transfer money to other banks or credit unions?

Does Harbor report to credit bureaus?

Does Harbor use Chexsystems?

Does Harbor use Equifax?

What is Harbor's toll free phone number?

What is Harbor's ACH Routing Number?

What is Harbor's SWIFT code?

Where can I find Harbor's wire transfer form?

What is the Harbor address for deposits?

What Products Does Harbor Offer

Does Harbor offer mortgages?

Compare mortgage rates here.

Does Harbor offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Harbor offer auto and RV loans?

Compare auto loan rates here.

Does Harbor offer student loans or personal loans?

Compare personal loan rates here.

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