Hawaiiusa Federal Credit Union

Headquarters

1226 College Walk
Honolulu, HI 96817
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 5.55% →
1-Year CD 0.40% 5.60% →
2-Year CD 0.40% 4.90% →
5-Year CD 0.75% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Hawaiiusa is an NCUA insured institution located in Honolulu, HI. It was founded in 1936 and has approximately $2397.31 millions in assets.

Who can join?

You may be eligible for membership with HawaiiUSA if:

You are in the field of education, including employees, retirees, students and their parents of a majority of Oahu & Maui schools (Pre-school through 12th grade).
You are affiliated with any of our 4,700+ Select Employee Groups (SEGs).
Your immediate family member is a member of HawaiiUSA.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1815
Date Established 1936
Assets $2,397.31 million
Loans $1,406.74 million
Deposits $2,093.77 million
Capital $258.92 million
 

Field of Membership Restrictions

Membership in HawaiiUSA Federal Credit Union is open to those who are in the field of education as an employee, retiree, student or student's parent in a majority of Oahu and Maui schools, pre-K through 12th grade, or affiliated with over 4900 Select Employee Groups.

Deposit Rates - April 23, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.35% $10,000 $14,999 Learn More
12 Mo CD
0.40% $100,000 $199,999 Learn More
18 Mo CD
0.35% $10,000 $14,999 Learn More
18 Mo CD
0.35% $100,000 $199,999 Learn More
24 Mo CD
0.40% $10,000 $14,999 Learn More
24 Mo CD
0.40% $100,000 $199,999 Learn More
36 Mo CD
0.50% $10,000 $14,999 Learn More
36 Mo CD
0.50% $100,000 $199,999 Learn More
60 Mo CD
0.75% $10,000 $14,999 Learn More
60 Mo CD
0.75% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - April 23, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Hawaiiusa

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PenFed Credit Union
NMLS ID: 401822
6.818% 6.625% 1.00 $6,400 $2,049 Learn More
Tomo Mortgage, LLC
NMLS ID: 2059741
6.994% 6.875% 0.63 $3,885 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.451% 7.375% 0.75 $2,400 $2,211 Learn More
MortgageResearch.com
NMLS ID: Not a Lender
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Hawaiiusa
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Hawaiiusa branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Hawaiiusa Locations



Climate Policy and Initiatives

HAWAIIUSA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Hawaiiusa Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hawaiiusa. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Hawaiiusa U.S. Average
2.50% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Hawaiiusa had $6,760,636 in non-current loans and $56,332 in owned assets. To cover these potential losses it had $258,921,363 in net worth and $13,597,528 in loans loss reserves. That gives it a Texas Ratio of 2.50%.

Net Worth
Hawaiiusa U.S. Average
10.78% 13.62%

Hawaiiusa FCU has a net worth of 10.78% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Hawaiiusa

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