Hawaiiusa Federal Credit Union
Headquarters
1226 College Walk
Honolulu, HI 96817
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2024 Overview
General Credit Union Information
Hawaiiusa is an NCUA insured institution located in Honolulu, HI. It was founded in 1936 and has approximately $2397.31 millions in assets.
Who can join?
You may be eligible for membership with HawaiiUSA if:
You are in the field of education, including employees, retirees, students and their parents of a majority of Oahu & Maui schools (Pre-school through 12th grade).
You are affiliated with any of our 4,700+ Select Employee Groups (SEGs).
Your immediate family member is a member of HawaiiUSA.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 1815 |
| Date Established | 1936 |
| Assets | $2,397.31 million |
| Loans | $1,406.74 million |
| Deposits | $2,093.77 million |
| Capital | $258.92 million |
Field of Membership Restrictions
Membership in HawaiiUSA Federal Credit Union is open to those who are in the field of education as an employee, retiree, student or student's parent in a majority of Oahu and Maui schools, pre-K through 12th grade, or affiliated with over 4900 Select Employee Groups.
Deposit Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.10% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Hawaiiusa
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.710% | 6.625% | 0.88 | $2,806 | $2,049 | Learn More |
NMLS ID: 2059741 |
7.018% | 6.875% | 0.88 | $4,672 | $2,103 | Learn More |
NMLS ID: 3030 |
7.476% | 7.375% | 1.00 | $3,200 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Hawaiiusa
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Hawaiiusa branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
HAWAIIUSA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Hawaiiusa Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Hawaiiusa. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Hawaiiusa | U.S. Average |
|---|---|
| 2.50% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Hawaiiusa had $6,760,636 in non-current loans and $56,332 in owned assets. To cover these potential losses it had $258,921,363 in net worth and $13,597,528 in loans loss reserves. That gives it a Texas Ratio of 2.50%.
Net Worth
| Hawaiiusa | U.S. Average |
|---|---|
| 10.78% | 13.62% |
Hawaiiusa FCU has a net worth of 10.78% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Hawaiiusa
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