HAYNES COMMUNITY

PO BOX 2148
Kokomo, IN 46904

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 5773
Date Established 1948
Assets $29.23 million
Loans $24.55 million
Deposits $26.20 million
Capital $3.65 million

Haynes Community is an NCUA insured institution located in Kokomo, IN. It was founded in 1948 and has approximately $29.23 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Howard or Tipton County.

Deposit Rates - August 18, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.30% $5,000 $25,000 Learn MoreShow Less
Money Market
0.45% $25,001 $50,000 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.50% $500 - Learn MoreShow Less
6 Mo CD
1.00% $500 - Learn MoreShow Less
12 Mo CD
1.50% $500 - Learn MoreShow Less
18 Mo CD
1.60% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
1.51% $100 - Learn MoreShow Less

Loan Rates - August 18, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for HAYNES COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to HAYNES COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Haynes Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Haynes Community Locations


Financial Details

Haynes Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Haynes Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Haynes Community U.S. Average
26.78% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Haynes Community had $1,000,163 in non-current loans and $24,490 in owned assets. To cover these potential losses it had $3,651,593 in net worth and $174,540 in loans loss reserves. That gives it a Texas Ratio of 26.78%.

Net Worth
Haynes Community U.S. Average
12.49% 13.47%

Haynes Community FCU has a net worth of 12.49% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Haynes Community

Branches and Savings

What is Haynes Community?

A federal credit union, registered with the NCUA under certificate #5773.
Learn more about credit unions here.

Is Haynes Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Haynes Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Haynes Community's share account and share certificate rates?

Haynes Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Haynes Community?

Haynes Community has total capital of $3.65 million. Full information on Haynes Community's financial position is located above.

Who owns Haynes Community?

Credit Unions are owned by their members.

Where are Haynes Community branches located?

See branch locations nearby.

Are Haynes Community ATMs Open 24/7?

Do Haynes Community ATMs accept cash deposits?

Can Haynes Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Haynes Community have a mobile app?

Does Haynes Community have mobile deposit?

Does Haynes Community have quick pay?

How can Haynes Community transfer money to other banks or credit unions?

Does Haynes Community report to credit bureaus?

Does Haynes Community use Chexsystems?

Does Haynes Community use Equifax?

What is Haynes Community's toll free phone number?

What is Haynes Community's ACH Routing Number?

What is Haynes Community's SWIFT code?

Where can I find Haynes Community's wire transfer form?

What is the Haynes Community address for deposits?

What Products Does Haynes Community Offer

Does Haynes Community offer mortgages?

Compare mortgage rates here.

Does Haynes Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Haynes Community offer auto and RV loans?

Compare auto loan rates here.

Does Haynes Community offer student loans or personal loans?

Compare personal loan rates here.

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