1400 6TH Ave S
Birmingham, AL 35233


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 62664
Date Established 1955
Assets $19.30 million
Loans $7.07 million
Deposits $14.72 million
Capital $4.89 million

Health is an NCUA insured institution located in Birmingham, AL. It was founded in 1955 and has approximately $19.3 millions in assets.

Deposit Rates - September 19, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.50% $2,500 $4,999 Learn MoreShow Less
Money Market
0.55% $5,000 - Learn MoreShow Less
Fixed IRA
2.00% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.40% $500 - Learn MoreShow Less
6 Mo CD
1.00% $500 - Learn MoreShow Less
12 Mo CD
1.50% $500 - Learn MoreShow Less
18 Mo CD
1.60% $500 - Learn MoreShow Less
24 Mo CD
1.85% $500 - Learn MoreShow Less
30 Mo CD
2.00% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.25% $100 - Learn MoreShow Less

Loan Rates - September 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for HEALTH

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.648% 3.625% 0.25 $712 $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

Note to HEALTH
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Below are Health branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Health Locations

Financial Details

Health Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Health. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Health U.S. Average
6.25% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Health had $311,013 in non-current loans and $1,875 in owned assets. To cover these potential losses it had $4,894,766 in net worth and $110,177 in loans loss reserves. That gives it a Texas Ratio of 6.25%.

Net Worth
Health U.S. Average
25.36% 13.47%

Health FCU has a net worth of 25.36% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Health

Branches and Savings

What is Health?

A federal credit union, registered with the NCUA under certificate #62664.
Learn more about credit unions here.

Is Health FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Health?

Please see Field of Membership information above for information on who is eligible to join.

What are Health's share account and share certificate rates?

Health's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Health?

Health has total capital of $4.89 million. Full information on Health's financial position is located above.

Who owns Health?

Credit Unions are owned by their members.

Where are Health branches located?

See branch locations nearby.

Are Health ATMs Open 24/7?

Do Health ATMs accept cash deposits?

Can Health customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Health have a mobile app?

Does Health have mobile deposit?

Does Health have quick pay?

How can Health transfer money to other banks or credit unions?

Does Health report to credit bureaus?

Does Health use Chexsystems?

Does Health use Equifax?

What is Health's toll free phone number?

What is Health's ACH Routing Number?

What is Health's SWIFT code?

Where can I find Health's wire transfer form?

What is the Health address for deposits?

What Products Does Health Offer

Does Health offer mortgages?

Compare mortgage rates here.

Does Health offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Health offer auto and RV loans?

Compare auto loan rates here.

Does Health offer student loans or personal loans?

Compare personal loan rates here.

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