Heart Of Louisiana

Headquarters

P O Box 4030
Pineville, LA 71360
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Heart Of Louisiana is an NCUA insured institution located in Pineville, LA. It was founded in 1955 and has approximately $127.64 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 10164
Date Established 1955
Assets $127.64 million
Loans $72.90 million
Deposits $113.34 million
Capital $16.74 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in the parishes of Rapides, Winn, Allen, Natchitoches, Evangeline, Concordia, Catahoula, LaSalle, Avoyelles, and Grant, as well as businesses and other legal entities located in the area.

Deposit Rates - May 6, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Heart Of Louisiana

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Heart Of Louisiana
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Advertiser Disclosure

Loan Rates - May 6, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for HEART OF LOUISIANA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Test Advertiser QA
NMLS ID:
2.789% 2.750% 0.50 $1,278 $1,021 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to HEART OF LOUISIANA
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Heart Of Louisiana branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Heart Of Louisiana Locations


Financial Details

Heart Of Louisiana Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Heart Of Louisiana. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Heart Of Louisiana U.S. Average
11.58% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Heart Of Louisiana had $2,111,743 in non-current loans and $36,000 in owned assets. To cover these potential losses it had $16,740,731 in net worth and $1,803,555 in loans loss reserves. That gives it a Texas Ratio of 11.58%.

Net Worth
Heart Of Louisiana U.S. Average
13.11% 12.67%

Heart Of Louisiana FCU has a net worth of 13.11% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Heart Of Louisiana

Branches and Savings

What is Heart Of Louisiana?

A federal credit union, registered with the NCUA under certificate #10164.
Learn more about credit unions here.

Is Heart Of Louisiana FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Heart Of Louisiana is insured by the NCUA.

Who can join Heart Of Louisiana?

Please see Field of Membership information above for information on who is eligible to join.

What are Heart Of Louisiana's share account and share certificate rates?

Heart Of Louisiana's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Heart Of Louisiana?

Heart Of Louisiana has total capital of $16.74 million. Full information on Heart Of Louisiana's financial position is located above.

Who owns Heart Of Louisiana?

Credit Unions are owned by their members.

Where are Heart Of Louisiana branches located?

See branch locations nearby.

Are Heart Of Louisiana ATMs Open 24/7?

Do Heart Of Louisiana ATMs accept cash deposits?

Can Heart Of Louisiana customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Heart Of Louisiana have a mobile app?

Does Heart Of Louisiana have mobile deposit?

Does Heart Of Louisiana have quick pay?

How can Heart Of Louisiana transfer money to other banks or credit unions?

Does Heart Of Louisiana report to credit bureaus?

Does Heart Of Louisiana use Chexsystems?

Does Heart Of Louisiana use Equifax?

What is Heart Of Louisiana's toll free phone number?

What is Heart Of Louisiana's ACH Routing Number?

What is Heart Of Louisiana's SWIFT code?

Where can I find Heart Of Louisiana's wire transfer form?

What is the Heart Of Louisiana address for deposits?

What Products Does Heart Of Louisiana Offer

Does Heart Of Louisiana offer mortgages?

Compare mortgage rates here.

Does Heart Of Louisiana offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Heart Of Louisiana offer auto and RV loans?

Compare auto loan rates here.

Does Heart Of Louisiana offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Heart Of Louisiana


  • May 02, 2021

    Hasseled at parking lot in front door right off. Loan person never answered my questions. Never. Called me back. Never worked my file till i came back that afternoon at which time never answered my text. Never completed application or approved in one day like they say. Never looked for ways to make a loan. Actually looked for ways to not make a loan. Never tap your brakes to stop. A waste of time. Next place i went to actually looked at my credit walked out with loan in 10 minutes. Not worth hitting the breaks at this location.

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