Heart Of Louisiana Federal Credit Union


P O Box 4030
Pineville, LA 71360
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Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Heart Of Louisiana is an NCUA insured institution located in Pineville, LA. It was founded in 1955 and has approximately $140.6 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 10164
Date Established 1955
Assets $140.60 million
Loans $67.48 million
Deposits $123.90 million
Capital $17.49 million

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in the parishes of Rapides, Winn, Allen, Natchitoches, Evangeline, Concordia, Catahoula, LaSalle, Avoyelles, and Grant, as well as businesses and other legal entities located in the area.

Deposit Rates - December 5, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Heart Of Louisiana

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Loan Rates - December 5, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for HEART OF LOUISIANA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

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CIT Bank
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3.075% 3.000% 1.00 $2,420 $1,055 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

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Bethpage Federal Credit Union
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2.990 %
After Intro: 3.750 %
Intro Period: 12 months
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Flagstar Bank-Heloc
Flagstar Bank-Heloc
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4.990 %
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To upload and update your bank's rates please register. It is free to register and add rates.



Below are Heart Of Louisiana branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Heart Of Louisiana Locations

Climate Initiatives

HEART OF LOUISIANA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Heart Of Louisiana Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Heart Of Louisiana. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Heart Of Louisiana U.S. Average
4.52% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Heart Of Louisiana had $846,603 in non-current loans and $15,500 in owned assets. To cover these potential losses it had $17,489,696 in net worth and $1,562,696 in loans loss reserves. That gives it a Texas Ratio of 4.52%.

Net Worth
Heart Of Louisiana U.S. Average
12.43% 12.22%

Heart Of Louisiana FCU has a net worth of 12.43% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for HEART OF LOUISIANA

  • May 2, 2021

    Hasseled at parking lot in front door right off. Loan person never answered my questions. Never. Called me back. Never worked my file till i came back that afternoon at which time never answered my text. Never completed application or approved in one day like they say. Never looked for ways to make a loan. Actually looked for ways to not make a loan. Never tap your brakes to stop. A waste of time. Next place i went to actually looked at my credit walked out with loan in 10 minutes. Not worth hitting the breaks at this location.

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