Hereford Texas


330 Schley Ave
Hereford, TX 79045
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.35% 0.85% →
1-Year CD 0.20% 0.80% →
2-Year CD 0.30% 0.80% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Hereford Texas is an NCUA insured institution located in Hereford, TX. It was founded in 1936 and has approximately $67.46 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1401
Date Established 1936
Assets $67.46 million
Loans $33.33 million
Deposits $52.69 million
Capital $13.15 million

Field of Membership Restrictions

Open to anyone with a connection the the City of Hereford.

Deposit Rates - September 28, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.35% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.15% $1,000 - Learn More
12 Mo CD
0.20% $1,000 - Learn More
18 Mo CD
0.25% $1,000 - Learn More
24 Mo CD
0.30% $1,000 - Learn More
30 Mo CD
0.35% $1,000 - Learn More
36 Mo CD
0.40% $1,000 - Learn More

Loan Rates - September 28, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for HEREFORD TEXAS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Simplist Mortgage, LLC
NMLS ID: 1764611
License#: ML-1764611
2.745% 2.690% 0.75 $1,810 $1,013 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Hereford Texas branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Hereford Texas Locations

Financial Details

Hereford Texas Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hereford Texas. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Hereford Texas U.S. Average
6.75% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Hereford Texas had $874,254 in non-current loans and $27,938 in owned assets. To cover these potential losses it had $13,153,260 in net worth and $221,533 in loans loss reserves. That gives it a Texas Ratio of 6.75%.

Net Worth
Hereford Texas U.S. Average
19.49% 12.20%

Hereford Texas FCU has a net worth of 19.49% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Hereford Texas

Branches and Savings

What is Hereford Texas?

A federal credit union, registered with the NCUA under certificate #1401.
Learn more about credit unions here.

Is Hereford Texas FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Hereford Texas is insured by the NCUA.

Who can join Hereford Texas?

Please see Field of Membership information above for information on who is eligible to join.

What are Hereford Texas's share account and share certificate rates?

Hereford Texas's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Hereford Texas?

Hereford Texas has total capital of $13.15 million. Full information on Hereford Texas's financial position is located above.

Who owns Hereford Texas?

Credit Unions are owned by their members.

Where are Hereford Texas branches located?

See branch locations nearby.

Are Hereford Texas ATMs Open 24/7?

Do Hereford Texas ATMs accept cash deposits?

Can Hereford Texas customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Hereford Texas have a mobile app?

Does Hereford Texas have mobile deposit?

Does Hereford Texas have quick pay?

How can Hereford Texas transfer money to other banks or credit unions?

Does Hereford Texas report to credit bureaus?

Does Hereford Texas use Chexsystems?

Does Hereford Texas use Equifax?

What is Hereford Texas's toll free phone number?

What is Hereford Texas's ACH Routing Number?

What is Hereford Texas's SWIFT code?

Where can I find Hereford Texas's wire transfer form?

What is the Hereford Texas address for deposits?

What Products Does Hereford Texas Offer

Does Hereford Texas offer mortgages?

Compare mortgage rates here.

Does Hereford Texas offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Hereford Texas offer auto and RV loans?

Compare auto loan rates here.

Does Hereford Texas offer student loans or personal loans?

Compare personal loan rates here.

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