Heritage

Po Box 189
Newburgh, IN 47629

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 16626
Date Established 1965
Assets $555.27 million
Loans $391.37 million
Deposits $494.07 million
Capital $56.02 million

Heritage is an NCUA insured institution located in Newburgh, IN. It was founded in 1965 and has approximately $555.27 millions in assets.

Who can join?

Heritage Federal Credit Union is a community-chartered credit union, meaning there are many ways to qualify for membership.

If you live, work, worship or attend school in Vanderburgh or Warrick County in Indiana, you qualify for membership.

If you are an immediate family member of someone who meets the above criteria or someone who is already an HFCU member, you qualify.

If you share the same household as someone (not necessarily a family member) who qualifies for HFCU membership, you will also qualify.

Field of Membership Restrictions

Membership is open to those who live in Warrick, Vanderburgh and Posey Counties in Indiana and Henderson County in Kentucky.

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD 10K
0.15% $2,500 - Learn MoreShow Less
6 Mo CD 10K
0.25% $2,500 - Learn MoreShow Less
Savings Rates (Share Account Rates) APY MIN MAX
Savings 2.5K
0.05% $100 $9,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.96% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.30% $1 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.15% $1,000 $9,999 Learn MoreShow Less
MM 10K
0.20% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.25% $25,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $500 $999 Learn MoreShow Less
Int Ckg 2.5K
0.05% $1,000 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for HERITAGE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
US Wide Financial
NMLS ID: 55028
License#: MC-5809
3.761% 3.750% -0.13 $335 $1,158 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to HERITAGE
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Heritage branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Heritage Locations

Financial Details

Heritage Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Heritage. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
Heritage U.S. Average
8.69% 6.15%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of June 30, 2017, Heritage had $4,647,675 in non-current loans and $457,677 in owned assets. To cover these potential losses it had $56,022,951 in net worth and $2,714,990 in loans loss reserves. That gives it a Texas Ratio of 8.69%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
Heritage U.S. Average
10.08% 13.03

Heritage FCU has a net worth of 10.08% versus the BestCashCow average of 13.03. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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