Hickam Federal Credit Union

Headquarters

P.o. Box 30025
Honolulu, HI 96820
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 5.55% →
1-Year CD 0.50% 5.41% →
2-Year CD 0.60% 5.25% →
5-Year CD 0.95% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Hickam is an NCUA insured institution located in Honolulu, HI. It was founded in 1936 and has approximately $673.03 millions in assets.

Who can join?

Anyone who lives, works, worships, or attends school in, and businesses and other legal entities located in the City and County Honolulu (Island of Oahu), Hawaii is eligible for membership.

Employment Eligibility
If you are an employee of this credit union, you are eligible to join.

Family Eligibility
Immediate family or household member may join. Immediate family is defined as spouse, child, sibling, parent, grandparent, or grandchild. For the purposes of this definition, immediate family member includes stepparents, stepchildren, stepsiblings, and adoptive relationships. Household is defined as persons living in the same residence maintaining a single economic unit.
In addition, spouses of persons who died while within the field of membership of this credit union may apply for membership.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1733
Date Established 1936
Assets $673.03 million
Loans $369.54 million
Deposits $585.48 million
Capital $64.33 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in, and businesses and other legal entities located in the City and County Honolulu (Island of Oahu),Hawaii and immediate family of existing members.

Deposit Rates - May 24, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.35% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.45% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.45% $10,000 $14,999 Learn More
18 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.55% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
30 Mo CD
0.55% $10,000 $14,999 Learn More
30 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.70% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
0.70% $10,000 $14,999 Learn More
48 Mo CD
0.75% $100,000 $199,999 Learn More
60 Mo CD
0.90% $10,000 $14,999 Learn More
60 Mo CD
0.95% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.15% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $1 $99 Learn MoreShow Less
Int Ckg
0.01% $2,500 $3,499 Learn MoreShow Less

Loan Rates - May 24, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Hickam

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
7.073% 6.990% 0.63 $2,697 $2,127 Learn More
Rocket Mortgage
NMLS ID: 3030
7.451% 7.375% 0.75 $2,400 $2,211 Learn More
CrossCountry Mortgage
NMLS ID: 3029
Learn More
Veterans United Home Loans
NMLS ID: 1907
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Hickam
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Hickam branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Hickam Locations



Climate Policy and Initiatives

HICKAM is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


Add Your Review


or use your BestCashCow account

or

Financial Details

Hickam Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hickam. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Hickam U.S. Average
2.97% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Hickam had $1,896,354 in non-current loans and $62,436 in owned assets. To cover these potential losses it had $64,328,037 in net worth and $1,535,221 in loans loss reserves. That gives it a Texas Ratio of 2.97%.

Net Worth
Hickam U.S. Average
9.55% 13.62%

Hickam FCU has a net worth of 9.55% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Hickam

There are currently no comments for HICKAM. Be the first to share your experience. Please provide comments that will help others.


Add Your Review


or use your BestCashCow account

or