Holyoke, CO 80734

Notable Rates APY Vs.Others
Savings 0.40% 2.25% →
1-Year CD 1.31% 2.25% →
2-Year CD 1.46% 2.50% →
5-Year CD 1.76% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Holyoke Community is an NCUA insured institution located in Holyoke, CO. It was founded in 1938 and has approximately $33.91 millions in assets.

NCUA Insured Yes
Charter Number # # 2818
Date Established 1938
Assets $33.91 million
Loans $26.97 million
Deposits $31.01 million
Capital $2.82 million

Field of Membership Restrictions

Residents of Eastern Phillips County in Colorado and Chase County in Nebraska.

Deposit Rates - December 12, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.75% $2,000 $9,999 Learn MoreShow Less
Money Market
1.31% $10,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.55% $500 - Learn MoreShow Less
6 Mo CD
0.75% $2,500 - Learn MoreShow Less
1.31% $5,000 $49,999 Learn MoreShow Less
1.41% $10,000 $49,999 Learn MoreShow Less
1.46% $10,000 $49,999 Learn MoreShow Less
1.51% $10,000 $49,999 Learn MoreShow Less
1.56% $10,000 $49,999 Learn MoreShow Less
48 Mo CD
1.71% $10,000 $49,999 Learn MoreShow Less
60 Mo CD
1.76% $10,000 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
1.61% $50 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $1 - Learn MoreShow Less

Loan Rates - December 12, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for HOLYOKE COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
NMLS ID: 2890
License#: MC-3098
3.625% 3.625% -0.13 ($252) $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Atlantic Union Bank
Atlantic Union Bank
4.750 %
$15,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Holyoke Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Holyoke Community Locations

Financial Details

Holyoke Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Holyoke Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Holyoke Community U.S. Average
14.46% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Holyoke Community had $426,450 in non-current loans and $9,182 in owned assets. To cover these potential losses it had $2,818,865 in net worth and $193,486 in loans loss reserves. That gives it a Texas Ratio of 14.46%.

Net Worth
Holyoke Community U.S. Average
8.31% 13.65%

Holyoke Community FCU has a net worth of 8.31% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Holyoke Community

Branches and Savings

What is Holyoke Community?

A federal credit union, registered with the NCUA under certificate #2818.
Learn more about credit unions here.

Is Holyoke Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Holyoke Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Holyoke Community's share account and share certificate rates?

Holyoke Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Holyoke Community?

Holyoke Community has total capital of $2.82 million. Full information on Holyoke Community's financial position is located above.

Who owns Holyoke Community?

Credit Unions are owned by their members.

Where are Holyoke Community branches located?

See branch locations nearby.

Are Holyoke Community ATMs Open 24/7?

Do Holyoke Community ATMs accept cash deposits?

Can Holyoke Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Holyoke Community have a mobile app?

Does Holyoke Community have mobile deposit?

Does Holyoke Community have quick pay?

How can Holyoke Community transfer money to other banks or credit unions?

Does Holyoke Community report to credit bureaus?

Does Holyoke Community use Chexsystems?

Does Holyoke Community use Equifax?

What is Holyoke Community's toll free phone number?

What is Holyoke Community's ACH Routing Number?

What is Holyoke Community's SWIFT code?

Where can I find Holyoke Community's wire transfer form?

What is the Holyoke Community address for deposits?

What Products Does Holyoke Community Offer

Does Holyoke Community offer mortgages?

Compare mortgage rates here.

Does Holyoke Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Holyoke Community offer auto and RV loans?

Compare auto loan rates here.

Does Holyoke Community offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Holyoke Community

There are currently no comments for Holyoke Community. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →