Homebase Federal Credit Union

Headquarters

4495 Crossings Blvd
Prince George, VA 23875
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 5.50% →
1-Year CD N.A. 5.25% →
2-Year CD N.A. 4.50% →
5-Year CD N.A. 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Homebase is an NCUA insured institution located in Prince George, VA. It was founded in 1952 and has approximately $268.41 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 7722
Date Established 1952
Assets $268.41 million
Loans $146.54 million
Deposits $247.41 million
Capital $27.20 million
 

Field of Membership Restrictions

Membership is open to those who live, work or worship in the counties of Prince George, Dinwiddie, Chesterfield or Sussex or the cities of Petersburg, Hopewell or Colonial Heights.

Deposit Rates - October 11, 2024

Your Current Location: Virginia, VA 20146

We do not yet have rates for Homebase

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Homebase

Note to Homebase
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - October 11, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Homebase

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Foundation Home Loans, LLC
NMLS ID: 2559614
License#: MC-7844
6.111% 6.000% 0.88 $3,884 $1,919 Learn More
PenFed Credit Union
NMLS ID: 401822
6.541% 6.375% 0.75 $5,600 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.588% 6.490% 0.75 $3,276 $2,021 Learn More
Rocket Mortgage
NMLS ID: 3030
6.847% 6.750% 1.00 $3,200 $2,076 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info

Note to Homebase
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Homebase branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Homebase Locations around zip code 20146


BranchDistance Map View Lobby Hours

Main Office

123.50 A View Lobby Hours

Branch Office

125.56 B View Lobby Hours


Climate Policy and Initiatives

HOMEBASE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


Add Your Review


or use your BestCashCow account

or

Financial Details

Homebase Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Homebase. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Homebase U.S. Average
2.47% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Homebase had $676,512 in non-current loans and $31,500 in owned assets. To cover these potential losses it had $27,201,738 in net worth and $1,437,041 in loans loss reserves. That gives it a Texas Ratio of 2.47%.

Net Worth
Homebase U.S. Average
10.13% 13.93%

Homebase FCU has a net worth of 10.13% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Homebase

There are currently no comments for HOMEBASE. Be the first to share your experience. Please provide comments that will help others.


Add Your Review


or use your BestCashCow account

or