Po Box 81
Peru, IN 46970
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Notable Rates APY Vs.Others
Savings 0.50% 0.85% →
1-Year CD 0.25% 0.75% →
2-Year CD 0.25% 0.80% →
5-Year CD 1.00% 1.10% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Hometown is an NCUA insured institution located in Peru, IN. It was founded in 1936 and has approximately $36.75 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1621
Date Established 1936
Assets $36.75 million
Loans $22.11 million
Deposits $29.59 million
Capital $7.10 million

Deposit Rates - October 16, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.50% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.15% $10,000 $14,999 Learn More
6 Mo CD
0.15% $100,000 $199,999 Learn More
12 Mo CD
0.25% $10,000 $14,999 Learn More
12 Mo CD
0.25% $100,000 $199,999 Learn More
18 Mo CD
0.25% $10,000 $14,999 Learn More
18 Mo CD
0.25% $100,000 $199,999 Learn More
24 Mo CD
0.25% $10,000 $14,999 Learn More
24 Mo CD
0.25% $100,000 $199,999 Learn More
36 Mo CD
0.60% $10,000 $14,999 Learn More
36 Mo CD
0.60% $100,000 $199,999 Learn More
48 Mo CD
0.85% $10,000 $14,999 Learn More
48 Mo CD
0.85% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More

Loan Rates - October 16, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for HOMETOWN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Flagstar Bank, FSB
NMLS ID: 417490
3.194% 3.125% 0.88 $2,208 $1,071 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Hometown branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Hometown Locations

Climate Initiatives

HOMETOWN is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Hometown Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hometown. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Hometown U.S. Average
5.08% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Hometown had $381,443 in non-current loans and $0 in owned assets. To cover these potential losses it had $7,103,656 in net worth and $404,408 in loans loss reserves. That gives it a Texas Ratio of 5.08%.

Net Worth
Hometown U.S. Average
19.33% 12.22%

Hometown FCU has a net worth of 19.33% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Hometown

Branches and Savings

What is Hometown?

A federal credit union, registered with the NCUA under certificate #1621.
Learn more about credit unions here.

Is Hometown FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Hometown is insured by the NCUA.

Who can join Hometown?

Please see Field of Membership information above for information on who is eligible to join.

What are Hometown's share account and share certificate rates?

Hometown's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Hometown?

Hometown has total capital of $7.10 million. Full information on Hometown's financial position is located above.

Who owns Hometown?

Credit Unions are owned by their members.

Where are Hometown branches located?

See branch locations nearby.

Are Hometown ATMs Open 24/7?

Do Hometown ATMs accept cash deposits?

Can Hometown customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Hometown have a mobile app?

Does Hometown have mobile deposit?

Does Hometown have quick pay?

How can Hometown transfer money to other banks or credit unions?

Does Hometown report to credit bureaus?

Does Hometown use Chexsystems?

Does Hometown use Equifax?

What is Hometown's toll free phone number?

What is Hometown's ACH Routing Number?

What is Hometown's SWIFT code?

Where can I find Hometown's wire transfer form?

What is the Hometown address for deposits?

What Products Does Hometown Offer

Does Hometown offer mortgages?

Compare mortgage rates here.

Does Hometown offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Hometown offer auto and RV loans?

Compare auto loan rates here.

Does Hometown offer student loans or personal loans?

Compare personal loan rates here.

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