Honda

Headquarters

19701 Hamilton Ave Ste 130
Torrance, CA 90502
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.65% →
1-Year CD 0.90% 0.70% →
2-Year CD 1.00% 0.75% →
5-Year CD 1.26% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Honda is an NCUA insured institution located in Torrance, CA. It was founded in 1966 and has approximately $1094.27 millions in assets.

Who can join?

Credit union membership is open to Honda associates and their immediate family members.

Associates must work at one of the following companies:
American Honda Education Corp.
American Honda Finance Corp.
American Honda Foundation
American Honda Motor Co., Inc. (AHM)
Calhac
Celina Aluminum Precision Technology (CAPT)
Clark Trucking
Honda of America Manufacturing, Inc. (HAM)
Honda Manufacturing of Alabama, LLC (HMA)
Honda South Carolina (HSC)
Honda Trading America Corp. (HTA)
Honda Power Equipment (HPE)
Honda Research of America
Honda North America (HNA)
Honda Performance Development, Inc.
Honda Access America
Honda Aero, Inc.
Honda Aircraft
Honda Manufacturing Indiana (HMIN)
Honda Precision Parts of Georgia
Honda Transmission Manufacturing (HTM)
Honda Kaihatsu Kogyo USA, Inc.
Honda Federal Credit Union (HFCU)
Honda Engineering, NA, Inc. (EGA)
Honda Patents & Technologies North America LLC (HPT)
Honda Lock (HL-A Co., Inc.)
Komyo America Co., Inc.
Midwest Express Inc. (MEI)
One Solution Logistics
South East Express of South Carolina
New South Express
One World Logistics

NCUA Insured Yes / Federally Chartered
Charter Number # # 17623
Date Established 1966
Assets $1,094.27 million
Loans $813.30 million
Deposits $938.04 million
Capital $88.40 million
 

Field of Membership Restrictions

Membership in Honda Federal Credit Union is open to employees or associates of American Honda Motor Co., Inc.. or affiliated companies.

Deposit Rates - June 12, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.35% $2,500 $2,999 Learn More
Money Market
0.50% $10,000 $14,999 Learn More
Money Market
0.60% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.65% $10,000 $14,999 Learn More
6 Mo CD
0.70% $100,000 $199,999 Learn More
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.90% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.11% $100,000 $199,999 Learn More
60 Mo CD
1.16% $10,000 $14,999 Learn More
60 Mo CD
1.26% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $2,500 $3,499 Learn MoreShow Less

Loan Rates - June 12, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for HONDA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.339% 3.250% 0.63 $2,812 $1,089 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.678% 2.625% 0.75 $1,732 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
More Info

Note to HONDA
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Honda branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Financial Details

Honda Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Honda. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Honda U.S. Average
2.58% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Honda had $2,210,961 in non-current loans and $116,138 in owned assets. To cover these potential losses it had $88,395,865 in net worth and $1,921,976 in loans loss reserves. That gives it a Texas Ratio of 2.58%.

Net Worth
Honda U.S. Average
8.07% 12.67%

Honda FCU has a net worth of 8.07% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Honda

Branches and Savings

What is Honda?

A federal credit union, registered with the NCUA under certificate #17623.
Learn more about credit unions here.

Is Honda FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Honda is insured by the NCUA.

Who can join Honda?

Please see Field of Membership information above for information on who is eligible to join.

What are Honda's share account and share certificate rates?

Honda's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Honda?

Honda has total capital of $88.40 million. Full information on Honda's financial position is located above.

Who owns Honda?

Credit Unions are owned by their members.

Where are Honda branches located?

See branch locations nearby.

Are Honda ATMs Open 24/7?

Do Honda ATMs accept cash deposits?

Can Honda customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Honda have a mobile app?

Does Honda have mobile deposit?

Does Honda have quick pay?

How can Honda transfer money to other banks or credit unions?

Does Honda report to credit bureaus?

Does Honda use Chexsystems?

Does Honda use Equifax?

What is Honda's toll free phone number?

What is Honda's ACH Routing Number?

What is Honda's SWIFT code?

Where can I find Honda's wire transfer form?

What is the Honda address for deposits?

What Products Does Honda Offer

Does Honda offer mortgages?

Compare mortgage rates here.

Does Honda offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Honda offer auto and RV loans?

Compare auto loan rates here.

Does Honda offer student loans or personal loans?

Compare personal loan rates here.

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