Honda Federal Credit Union


19701 Hamilton Ave Ste 130
Torrance, CA 90502
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Notable Rates APY Vs.Others
Savings 0.15% 5.55% →
1-Year CD 0.90% 5.60% →
2-Year CD 1.00% 5.00% →
5-Year CD 1.26% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Honda is an NCUA insured institution located in Torrance, CA. It was founded in 1966 and has approximately $1124.08 millions in assets.

Who can join?

Credit union membership is open to Honda associates and their immediate family members.

Associates must work at one of the following companies:
American Honda Education Corp.
American Honda Finance Corp.
American Honda Foundation
American Honda Motor Co., Inc. (AHM)
Celina Aluminum Precision Technology (CAPT)
Clark Trucking
Honda of America Manufacturing, Inc. (HAM)
Honda Manufacturing of Alabama, LLC (HMA)
Honda South Carolina (HSC)
Honda Trading America Corp. (HTA)
Honda Power Equipment (HPE)
Honda Research of America
Honda North America (HNA)
Honda Performance Development, Inc.
Honda Access America
Honda Aero, Inc.
Honda Aircraft
Honda Manufacturing Indiana (HMIN)
Honda Precision Parts of Georgia
Honda Transmission Manufacturing (HTM)
Honda Kaihatsu Kogyo USA, Inc.
Honda Federal Credit Union (HFCU)
Honda Engineering, NA, Inc. (EGA)
Honda Patents & Technologies North America LLC (HPT)
Honda Lock (HL-A Co., Inc.)
Komyo America Co., Inc.
Midwest Express Inc. (MEI)
One Solution Logistics
South East Express of South Carolina
New South Express
One World Logistics

NCUA Insured Yes / Federally Chartered
Charter Number # # 17623
Date Established 1966
Assets $1,124.08 million
Loans $941.58 million
Deposits $975.11 million
Capital $103.18 million

Field of Membership Restrictions

Membership in Honda Federal Credit Union is open to employees or associates of American Honda Motor Co., Inc.. or affiliated companies.

Deposit Rates - April 19, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $2,500 $4,999 Learn More
Money Market
0.35% $2,500 $2,999 Learn More
Money Market
0.50% $10,000 $14,999 Learn More
Money Market
0.60% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.65% $10,000 $14,999 Learn More
6 Mo CD
0.70% $100,000 $199,999 Learn More
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.90% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.11% $100,000 $199,999 Learn More
60 Mo CD
1.16% $10,000 $14,999 Learn More
60 Mo CD
1.26% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $2,500 $3,499 Learn MoreShow Less

Loan Rates - April 19, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Honda

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Learn More
Tomo Mortgage, LLC.
NMLS ID: 2059741
6.994% 6.875% 0.63 $3,901 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.451% 7.375% 0.75 $2,400 $2,211 Learn More
NMLS ID: Not a Lender
Learn More
Neighbors Bank
NMLS ID: 491986
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Honda
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Climate Policy and Initiatives

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Financial Details

Honda Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Honda. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Honda U.S. Average
8.21% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Honda had $8,613,542 in non-current loans and $121,408 in owned assets. To cover these potential losses it had $103,179,991 in net worth and $3,227,556 in loans loss reserves. That gives it a Texas Ratio of 8.21%.

Net Worth
Honda U.S. Average
9.18% 13.62%

Honda FCU has a net worth of 9.18% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for Honda

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