HOPES EMPLOYEES

Headquarters

84 HOPKINS AVE
Jamestown, NY 14701
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.60% →
1-Year CD N.A. 1.55% →
2-Year CD N.A. 1.45% →
5-Year CD N.A. 1.66% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Hopes Employees is an NCUA insured institution located in Jamestown, NY. It was founded in 1940 and has approximately $0.65 millions in assets.

NCUA Insured Yes
Charter Number # # 3703
Date Established 1940
Assets $0.65 million
Loans $0.45 million
Deposits $0.60 million
Capital $0.05 million
 

Deposit Rates - June 2, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Hopes Employees

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Hopes Employees

Note to Hopes Employees
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - June 2, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for HOPES EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.019% 3.000% 0.25 $625 $1,055 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

Note to HOPES EMPLOYEES
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Hopes Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Hopes Employees Locations


Financial Details

Hopes Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hopes Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Hopes Employees U.S. Average
10.53% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Hopes Employees had $6,254 in non-current loans and $0 in owned assets. To cover these potential losses it had $47,816 in net worth and $11,563 in loans loss reserves. That gives it a Texas Ratio of 10.53%.

Net Worth
Hopes Employees U.S. Average
7.34% 13.86%

Hopes Employees FCU has a net worth of 7.34% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Hopes Employees

Branches and Savings

What is Hopes Employees?

A federal credit union, registered with the NCUA under certificate #3703.
Learn more about credit unions here.

Is Hopes Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Hopes Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Hopes Employees's share account and share certificate rates?

Hopes Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Hopes Employees?

Hopes Employees has total capital of $0.05 million. Full information on Hopes Employees's financial position is located above.

Who owns Hopes Employees?

Credit Unions are owned by their members.

Where are Hopes Employees branches located?

See branch locations nearby.

Are Hopes Employees ATMs Open 24/7?

Do Hopes Employees ATMs accept cash deposits?

Can Hopes Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Hopes Employees have a mobile app?

Does Hopes Employees have mobile deposit?

Does Hopes Employees have quick pay?

How can Hopes Employees transfer money to other banks or credit unions?

Does Hopes Employees report to credit bureaus?

Does Hopes Employees use Chexsystems?

Does Hopes Employees use Equifax?

What is Hopes Employees's toll free phone number?

What is Hopes Employees's ACH Routing Number?

What is Hopes Employees's SWIFT code?

Where can I find Hopes Employees's wire transfer form?

What is the Hopes Employees address for deposits?

What Products Does Hopes Employees Offer

Does Hopes Employees offer mortgages?

Compare mortgage rates here.

Does Hopes Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Hopes Employees offer auto and RV loans?

Compare auto loan rates here.

Does Hopes Employees offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Hopes Employees

There are currently no comments for Hopes Employees. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →