HOPESOUTH

807 W GREENWOOD STREET
Abbeville, SC 29620

Notable Rates APY Vs.Others
Savings 0.10% 2.20% →
1-Year CD 0.50% 2.25% →
2-Year CD 0.70% 2.30% →
5-Year CD N.A. 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Hopesouth is an NCUA insured institution located in Abbeville, SC. It was founded in 1971 and has approximately $21.78 millions in assets.

NCUA Insured Yes
Charter Number # # 20824
Date Established 1971
Assets $21.78 million
Loans $11.52 million
Deposits $17.58 million
Capital $3.91 million
 

Deposit Rates - January 23, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.15% $1,000 $4,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 - Learn MoreShow Less
12 Mo CD
0.50% $10,000 - Learn MoreShow Less
18 Mo CD
0.60% $10,000 - Learn MoreShow Less
24 Mo CD
0.70% $10,000 - Learn MoreShow Less
36 Mo CD
0.80% $10,000 - Learn MoreShow Less
48 Mo CD
1.00% $10,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.30% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $200 - Learn MoreShow Less

Loan Rates - January 23, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for HOPESOUTH

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
First Internet Bank
NMLS ID: 424182
3.505% 3.500% 0.13 $162 $1,123 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.407% 3.375% 0.38 $990 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to HOPESOUTH
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Hopesouth branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Hopesouth Locations


Financial Details

Hopesouth Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hopesouth. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Hopesouth U.S. Average
6.98% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Hopesouth had $276,654 in non-current loans and $23,859 in owned assets. To cover these potential losses it had $3,911,765 in net worth and $390,564 in loans loss reserves. That gives it a Texas Ratio of 6.98%.

Net Worth
Hopesouth U.S. Average
17.95% 13.65%

Hopesouth FCU has a net worth of 17.95% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Hopesouth

Branches and Savings

What is Hopesouth?

A federal credit union, registered with the NCUA under certificate #20824.
Learn more about credit unions here.

Is Hopesouth FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Hopesouth?

Please see Field of Membership information above for information on who is eligible to join.

What are Hopesouth's share account and share certificate rates?

Hopesouth's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Hopesouth?

Hopesouth has total capital of $3.91 million. Full information on Hopesouth's financial position is located above.

Who owns Hopesouth?

Credit Unions are owned by their members.

Where are Hopesouth branches located?

See branch locations nearby.

Are Hopesouth ATMs Open 24/7?

Do Hopesouth ATMs accept cash deposits?

Can Hopesouth customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Hopesouth have a mobile app?

Does Hopesouth have mobile deposit?

Does Hopesouth have quick pay?

How can Hopesouth transfer money to other banks or credit unions?

Does Hopesouth report to credit bureaus?

Does Hopesouth use Chexsystems?

Does Hopesouth use Equifax?

What is Hopesouth's toll free phone number?

What is Hopesouth's ACH Routing Number?

What is Hopesouth's SWIFT code?

Where can I find Hopesouth's wire transfer form?

What is the Hopesouth address for deposits?

What Products Does Hopesouth Offer

Does Hopesouth offer mortgages?

Compare mortgage rates here.

Does Hopesouth offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Hopesouth offer auto and RV loans?

Compare auto loan rates here.

Does Hopesouth offer student loans or personal loans?

Compare personal loan rates here.

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