I.b.e.w. Local 816 Federal Credit Union

Headquarters

4515 Clarks River Road
Paducah, KY 42003
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Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

I.b.e.w. Local 816 is an NCUA insured institution located in Paducah, KY. It was founded in 1954 and has approximately $6.26 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 9913
Date Established 1954
Assets $6.26 million
Loans $4.19 million
Deposits $5.60 million
Capital $0.65 million
 

Deposit Rates - December 2, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for I.b.e.w. Local 816

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Loan Rates - December 2, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for I.B.E.W. LOCAL 816

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
GO Mortgage
NMLS ID: 1018
2.940% 2.875% 0.88 $2,098 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to I.B.E.W. LOCAL 816
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are I.b.e.w. Local 816 branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


I.b.e.w. Local 816 Locations



Climate Initiatives

I.B.E.W. LOCAL 816 is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

I.b.e.w. Local 816 Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of I.b.e.w. Local 816. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
I.b.e.w. Local 816 U.S. Average
32.96% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, I.b.e.w. Local 816 had $201,975 in non-current loans and $40,404 in owned assets. To cover these potential losses it had $652,523 in net worth and $82,952 in loans loss reserves. That gives it a Texas Ratio of 32.96%.

Net Worth
I.b.e.w. Local 816 U.S. Average
10.41% 12.22%

I.b.e.w. Local 816 FCU has a net worth of 10.41% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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