Ibew Lu 278 Federal Credit Union
Headquarters
2301 Saratoga Blvd
Corpus Christi, TX 78417
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2024 Overview
General Credit Union Information
Ibew Lu 278 is an NCUA insured institution located in Corpus Christi, TX. It was founded in 1958 and has approximately $1.93 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 12426 |
| Date Established | 1958 |
| Assets | $1.93 million |
| Loans | $0.80 million |
| Deposits | $1.77 million |
| Capital | $0.12 million |
Deposit Rates - April 18, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Ibew Lu 278
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Loan Rates - April 18, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Ibew Lu 278
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Ibew Lu 278
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Branches
Below are Ibew Lu 278 branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
IBEW LU 278 is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Ibew Lu 278 Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Ibew Lu 278. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Ibew Lu 278 | U.S. Average |
|---|---|
| 8.10% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Ibew Lu 278 had $12,965 in non-current loans and $805 in owned assets. To cover these potential losses it had $123,778 in net worth and $46,124 in loans loss reserves. That gives it a Texas Ratio of 8.10%.
Net Worth
| Ibew Lu 278 | U.S. Average |
|---|---|
| 6.42% | 13.62% |
Ibew Lu 278 FCU has a net worth of 6.42% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Ibew Lu 278
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