P.O. BOX 1064
Warsaw, IN 46581


2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 22704
Date Established 1977
Assets $20.48 million
Loans $10.66 million
Deposits $17.80 million
Capital $2.63 million

Indiana Lakes is an NCUA insured institution located in Warsaw, IN. It was founded in 1977 and has approximately $20.48 millions in assets.

Deposit Rates - October 22, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $2,500 $24,999 Learn MoreShow Less
Money Market
0.25% $25,000 $99,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.00% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $300 - Learn MoreShow Less

Loan Rates - October 22, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for INDIANA LAKES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.773% 4.750% 0.25 $678 $1,305 Learn More
Ally Bank
NMLS ID: 181005
5.038% 5.000% 0.00 $1,164 $1,343 Learn More NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.676% 4.625% 0.25 $1,600 $1,286 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.625% 5.625% 0.00 $0 $1,440 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More
Flagstar Bank 5.490% $283.58 Learn More

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Indiana Lakes branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Indiana Lakes Locations

Financial Details

Indiana Lakes Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Indiana Lakes. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Indiana Lakes U.S. Average
2.26% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Indiana Lakes had $51,253 in non-current loans and $9,093 in owned assets. To cover these potential losses it had $2,629,905 in net worth and $44,753 in loans loss reserves. That gives it a Texas Ratio of 2.26%.

Net Worth
Indiana Lakes U.S. Average
12.83% 13.21%

Indiana Lakes FCU has a net worth of 12.83% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Indiana Lakes

What is Indiana Lakes?

A federal credit union, registered with the NCUA under certificate #22704.
Learn more about credit unions here.

Is Indiana Lakes FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Indiana Lakes?

Please see Field of Membership information above for information on who is eligible to join.

What are Indiana Lakes's share account and share certificate rates?

Indiana Lakes's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Indiana Lakes?

Indiana Lakes has total capital of $2.63 million. Full information on Indiana Lakes's financial position is located above.

Who owns Indiana Lakes?

Credit Unions are owned by their members.

Where are Indiana Lakes branches located?

See branch locations nearby.

Are Indiana Lakes ATMs Open 24/7?

Do Indiana Lakes ATMs accept cash deposits?

Can Indiana Lakes customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Indiana Lakes have a mobile app?

Does Indiana Lakes have mobile deposit?

Does Indiana Lakes have quick pay?

How can Indiana Lakes transfer money to other banks or credit unions?

Does Indiana Lakes report to credit bureaus?

Does Indiana Lakes use Chexsystems?

Does Indiana Lakes use Equifax?

What is Indiana Lakes's toll free phone number?

What is Indiana Lakes's ACH Routing Number?

What is Indiana Lakes's SWIFT code?

Where can I find Indiana Lakes's wire transfer form?

What is the Indiana Lakes address for deposits?

What Products Does Indiana Lakes Offer

Does Indiana Lakes offer mortgages?

Compare mortgage rates here.

Does Indiana Lakes offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Indiana Lakes offer auto and RV loans?

Compare auto loan rates here.

Does Indiana Lakes offer student loans or personal loans?

Compare personal loan rates here.

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