Inspirus Federal Credit Union


Po Box 576
Seattle, WA 98111
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Notable Rates APY Vs.Others
Savings N.A. 1.65% →
1-Year CD N.A. 2.02% →
2-Year CD N.A. 3.00% →
5-Year CD N.A. 3.35% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Inspirus is an NCUA insured institution located in Seattle, WA. It was founded in 1936 and has approximately $1378.49 millions in assets.

Who can join?

You're eligible to join School Employees Credit Union of Washington if you're employed (full or part-time) by one of the following organizations in Washington state:

Public and private elementary, secondary, vocational-technical, and postsecondary schools
Private and public universities (licensed by the Commission on Colleges of the Northwest Association)
University of Washington Medical Center (residents and employees paid directly through the University)
Board of Education
Office of Superintendent of Public Instruction
Board of Community College Education
State-approved agencies for veterans' educational benefits
Libraries and museums

Or if you live in Washington State and any of the following criteria applies to you:

Students enrolled in a program to earn a teaching certificate at a college or university in Washington, approved by the Washington State Board of Education for the award of a teaching certificate, who have completed three academic years of college credit, and who have been enrolled by the college or university in a teacher-internship program are eligible for membership.
Receiving retirement income from any school employment-retirement program
Related to a member of School Employees Credit Union of Washington
A board member of any educational institution whose employees are eligible for membership with School Employees Credit Union of Washington.

NCUA Insured Yes / Federally Chartered
Charter Number # # 68362
Date Established 1936
Assets $1,378.49 million
Loans $1,103.03 million
Deposits $1,176.31 million
Capital $144.97 million

Field of Membership Restrictions

Membership in Inspirus Credit Union is open to those who live, work, attend school or worship in the state of Washington.

Deposit Rates - June 25, 2022

Your Current Location: California, CA 92111

We do not yet have rates for Inspirus

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Loan Rates - June 25, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for INSPIRUS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
6.129% 5.990% 1.00 $3,750 $1,498 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
4.240 %
After Intro: 5.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

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Below are Inspirus branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California

Inspirus Locations

Climate Initiatives

INSPIRUS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Inspirus Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Inspirus. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Inspirus U.S. Average
3.80% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Inspirus had $5,652,043 in non-current loans and $50,908 in owned assets. To cover these potential losses it had $144,974,311 in net worth and $5,211,155 in loans loss reserves. That gives it a Texas Ratio of 3.80%.

Net Worth
Inspirus U.S. Average
10.51% 12.36%

Inspirus FCU has a net worth of 10.51% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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