Iq Credit Union


Po Box 1739
Vancouver, WA 98668
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.65% →
1-Year CD 0.45% 2.02% →
2-Year CD 0.55% 3.00% →
5-Year CD 0.75% 3.35% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Iq is an NCUA insured institution located in Vancouver, WA. It was founded in 1940 and has approximately $1790.47 millions in assets.

Who can join?

The following people are eligible to join iQ Credit Union:

School Employees within Educational Service District #112 (SW Washington)

People who live, work, worship or go to school in the state of Washington

A family member of any current member

NCUA Insured Yes / State-Chartered
Charter Number # # 60438
Date Established 1940
Assets $1,790.47 million
Loans $1,369.13 million
Deposits $1,619.15 million
Capital $162.22 million

Field of Membership Restrictions

Membership in iQ Credit Union is open to anyone through joining the Pacific Foundation for Blind Children ($20 contribution). Membership is also open to anyone who lives, works, or attends school in the state of Washington.

Deposit Rates - June 25, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $100 - Learn More
Money Market
0.05% $1,000 $9,999 Learn More
Money Market
0.10% $10,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $1 - Learn More
12 Mo CD
0.45% $1 - Learn More
24 Mo CD
0.55% $1 - Learn More
36 Mo CD
0.60% $1 - Learn More
60 Mo CD
0.75% $1 - Learn More
Fixed IRA
0.45% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 - Learn MoreShow Less

Loan Rates - June 25, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for IQ

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Learn More
CIT Bank, A Division of First Citizens Bank
NMLS ID: 503941
5.853% 5.750% 0.63 $2,880 $1,459 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to IQ
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Iq branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California

Climate Initiatives

IQ is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Iq Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Iq. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Iq U.S. Average
4.76% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Iq had $8,180,942 in non-current loans and $398,247 in owned assets. To cover these potential losses it had $162,221,945 in net worth and $17,878,633 in loans loss reserves. That gives it a Texas Ratio of 4.76%.

Net Worth
Iq U.S. Average
9.06% 12.36%

Iq FCU has a net worth of 9.06% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for IQ

There are currently no comments for IQ. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →