PO BOX 1739
Vancouver, WA 98668
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.05% →
1-Year CD 0.45% 1.05% →
2-Year CD 0.55% 1.11% →
5-Year CD 0.75% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Iq is an NCUA insured institution located in Vancouver, WA. It was founded in 1940 and has approximately $1264.35 millions in assets.

Who can join?

The following people are eligible to join iQ Credit Union:

School Employees within Educational Service District #112 (SW Washington)

People who live, work, worship or go to school in the state of Washington

A family member of any current member

NCUA Insured Yes
Charter Number # # 60438
Date Established 1940
Assets $1,264.35 million
Loans $975.35 million
Deposits $1,125.10 million
Capital $129.88 million

Field of Membership Restrictions

Membership in iQ Credit Union is open to anyone through joining the Pacific Foundation for Blind Children ($20 contribution). Membership is also open to anyone who lives, works, or attends school in the state of Washington.

Deposit Rates - August 10, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $100 - Learn More
Money Market
0.05% $1,000 $9,999 Learn More
Money Market
0.10% $10,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.20% $1 - Learn More
6 Mo CD
0.30% $1 - Learn More
12 Mo CD
0.45% $1 - Learn More
24 Mo CD
0.55% $1 - Learn More
36 Mo CD
0.60% $1 - Learn More
60 Mo CD
0.75% $1 - Learn More
Fixed IRA
0.45% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 - Learn MoreShow Less

Loan Rates - August 10, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for IQ

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.914% 2.875% 0.50 $1,250 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

Note to IQ
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Below are Iq branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Iq Locations

Financial Details

Iq Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Iq. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Iq U.S. Average
7.07% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Iq had $8,954,060 in non-current loans and $922,189 in owned assets. To cover these potential losses it had $129,877,905 in net worth and $9,805,097 in loans loss reserves. That gives it a Texas Ratio of 7.07%.

Net Worth
Iq U.S. Average
10.27% 13.61%

Iq FCU has a net worth of 10.27% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Iq

Branches and Savings

What is Iq?

A federal credit union, registered with the NCUA under certificate #60438.
Learn more about credit unions here.

Is Iq FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Iq?

Please see Field of Membership information above for information on who is eligible to join.

What are Iq's share account and share certificate rates?

Iq's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Iq?

Iq has total capital of $129.88 million. Full information on Iq's financial position is located above.

Who owns Iq?

Credit Unions are owned by their members.

Where are Iq branches located?

See branch locations nearby.

Are Iq ATMs Open 24/7?

Do Iq ATMs accept cash deposits?

Can Iq customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Iq have a mobile app?

Does Iq have mobile deposit?

Does Iq have quick pay?

How can Iq transfer money to other banks or credit unions?

Does Iq report to credit bureaus?

Does Iq use Chexsystems?

Does Iq use Equifax?

What is Iq's toll free phone number?

What is Iq's ACH Routing Number?

What is Iq's SWIFT code?

Where can I find Iq's wire transfer form?

What is the Iq address for deposits?

What Products Does Iq Offer

Does Iq offer mortgages?

Compare mortgage rates here.

Does Iq offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Iq offer auto and RV loans?

Compare auto loan rates here.

Does Iq offer student loans or personal loans?

Compare personal loan rates here.

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