Irondequoit

Headquarters

200 Perrin Dr
Rochester, NY 14622
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Irondequoit is an NCUA insured institution located in Rochester, NY. It was founded in 1961 and has approximately $5.62 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 14268
Date Established 1961
Assets $5.62 million
Loans $3.94 million
Deposits $5.30 million
Capital $0.34 million
 

Deposit Rates - April 16, 2021

Your Current Location: Washington, WA 98101

We do not yet have rates for Irondequoit

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Irondequoit

Note to Irondequoit
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - April 16, 2021

Your Current Location: Washington, WA 98101

There are currently no loan rates available for IRONDEQUOIT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Washington 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Test Advertiser QA
NMLS ID:
2.432% 2.375% 0.75 $1,875 $972 Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to IRONDEQUOIT
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Irondequoit branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Irondequoit Locations


Financial Details

Irondequoit Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Irondequoit. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Irondequoit U.S. Average
14.23% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Irondequoit had $52,986 in non-current loans and $0 in owned assets. To cover these potential losses it had $336,460 in net worth and $35,903 in loans loss reserves. That gives it a Texas Ratio of 14.23%.

Net Worth
Irondequoit U.S. Average
6.18% 12.67%

Irondequoit FCU has a net worth of 6.18% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Irondequoit

Branches and Savings

What is Irondequoit?

A federal credit union, registered with the NCUA under certificate #14268.
Learn more about credit unions here.

Is Irondequoit FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Irondequoit is insured by the NCUA.

Who can join Irondequoit?

Please see Field of Membership information above for information on who is eligible to join.

What are Irondequoit's share account and share certificate rates?

Irondequoit's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Irondequoit?

Irondequoit has total capital of $0.34 million. Full information on Irondequoit's financial position is located above.

Who owns Irondequoit?

Credit Unions are owned by their members.

Where are Irondequoit branches located?

See branch locations nearby.

Are Irondequoit ATMs Open 24/7?

Do Irondequoit ATMs accept cash deposits?

Can Irondequoit customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Irondequoit have a mobile app?

Does Irondequoit have mobile deposit?

Does Irondequoit have quick pay?

How can Irondequoit transfer money to other banks or credit unions?

Does Irondequoit report to credit bureaus?

Does Irondequoit use Chexsystems?

Does Irondequoit use Equifax?

What is Irondequoit's toll free phone number?

What is Irondequoit's ACH Routing Number?

What is Irondequoit's SWIFT code?

Where can I find Irondequoit's wire transfer form?

What is the Irondequoit address for deposits?

What Products Does Irondequoit Offer

Does Irondequoit offer mortgages?

Compare mortgage rates here.

Does Irondequoit offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Irondequoit offer auto and RV loans?

Compare auto loan rates here.

Does Irondequoit offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Irondequoit

There are currently no comments for Irondequoit. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →