Irs Buffalo


130 S Elmwood Ave, Ste 147
Buffalo, NY 14202
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.71% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Irs Buffalo is an NCUA insured institution located in Buffalo, NY. It was founded in 1957 and has approximately $5.85 millions in assets.

NCUA Insured Yes
Charter Number # # 11524
Date Established 1957
Assets $5.85 million
Loans $3.42 million
Deposits $5.49 million
Capital $0.35 million

Deposit Rates - January 26, 2021

Your Current Location: Connecticut, CT 06828

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Loan Rates - January 26, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for IRS BUFFALO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
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Quicken Loans NMLS #3030
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More
Morty, Inc.
NMLS ID: 1429243
2.480% 2.375% 1.00 $3,500 $972 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
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Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

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Financial Details

Irs Buffalo Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Irs Buffalo. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Irs Buffalo U.S. Average
3.94% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Irs Buffalo had $15,437 in non-current loans and $0 in owned assets. To cover these potential losses it had $354,347 in net worth and $37,191 in loans loss reserves. That gives it a Texas Ratio of 3.94%.

Net Worth
Irs Buffalo U.S. Average
6.43% 12.91%

Irs Buffalo FCU has a net worth of 6.43% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Irs Buffalo

Branches and Savings

What is Irs Buffalo?

A credit union, registered with the NCUA under certificate #11524.
Learn more about credit unions here.

Is Irs Buffalo FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Irs Buffalo?

Please see Field of Membership information above for information on who is eligible to join.

What are Irs Buffalo's share account and share certificate rates?

Irs Buffalo's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Irs Buffalo?

Irs Buffalo has total capital of $0.35 million. Full information on Irs Buffalo's financial position is located above.

Who owns Irs Buffalo?

Credit Unions are owned by their members.

Where are Irs Buffalo branches located?

See branch locations nearby.

Are Irs Buffalo ATMs Open 24/7?

Do Irs Buffalo ATMs accept cash deposits?

Can Irs Buffalo customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Irs Buffalo have a mobile app?

Does Irs Buffalo have mobile deposit?

Does Irs Buffalo have quick pay?

How can Irs Buffalo transfer money to other banks or credit unions?

Does Irs Buffalo report to credit bureaus?

Does Irs Buffalo use Chexsystems?

Does Irs Buffalo use Equifax?

What is Irs Buffalo's toll free phone number?

What is Irs Buffalo's ACH Routing Number?

What is Irs Buffalo's SWIFT code?

Where can I find Irs Buffalo's wire transfer form?

What is the Irs Buffalo address for deposits?

What Products Does Irs Buffalo Offer

Does Irs Buffalo offer mortgages?

Compare mortgage rates here.

Does Irs Buffalo offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Irs Buffalo offer auto and RV loans?

Compare auto loan rates here.

Does Irs Buffalo offer student loans or personal loans?

Compare personal loan rates here.

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