ISABELLA COMMUNITY

Headquarters

PO BOX 427
Mt Pleasant, MI 48804
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.05% →
1-Year CD 0.70% 1.05% →
2-Year CD 0.80% 1.11% →
5-Year CD 1.26% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Isabella Community is an NCUA insured institution located in Mt Pleasant, MI. It was founded in 1958 and has approximately $134.25 millions in assets.

NCUA Insured Yes
Charter Number # # 61318
Date Established 1958
Assets $134.25 million
Loans $69.13 million
Deposits $120.33 million
Capital $12.97 million
 

Field of Membership Restrictions

sabella Community Credit Union of Michigan is open to the residents and the people that maintain employment within Isabella or any one of the seven counties that surround it as well as the family members of the current credit union members.

Deposit Rates - August 12, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.40% $10,000 $14,999 Learn More
3 Mo CD
0.40% $100,000 $199,999 Learn More
6 Mo CD
0.60% $10,000 $14,999 Learn More
6 Mo CD
0.60% $100,000 $199,999 Learn More
12 Mo CD
0.70% $10,000 $14,999 Learn More
12 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
0.80% $10,000 $14,999 Learn More
24 Mo CD
0.80% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
48 Mo CD
1.01% $10,000 $14,999 Learn More
48 Mo CD
1.01% $100,000 $199,999 Learn More
60 Mo CD
1.26% $10,000 $14,999 Learn More
60 Mo CD
1.26% $100,000 $199,999 Learn More

Loan Rates - August 12, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ISABELLA COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.914% 2.875% 0.50 $1,250 $1,038 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
3.500 %
$25,000 Learn More
More Info

Note to ISABELLA COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Isabella Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Isabella Community Locations


Financial Details

Isabella Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Isabella Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Isabella Community U.S. Average
5.35% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Isabella Community had $653,768 in non-current loans and $56,381 in owned assets. To cover these potential losses it had $12,970,485 in net worth and $305,171 in loans loss reserves. That gives it a Texas Ratio of 5.35%.

Net Worth
Isabella Community U.S. Average
9.66% 13.61%

Isabella Community FCU has a net worth of 9.66% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Isabella Community

Branches and Savings

What is Isabella Community?

A federal credit union, registered with the NCUA under certificate #61318.
Learn more about credit unions here.

Is Isabella Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Isabella Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Isabella Community's share account and share certificate rates?

Isabella Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Isabella Community?

Isabella Community has total capital of $12.97 million. Full information on Isabella Community's financial position is located above.

Who owns Isabella Community?

Credit Unions are owned by their members.

Where are Isabella Community branches located?

See branch locations nearby.

Are Isabella Community ATMs Open 24/7?

Do Isabella Community ATMs accept cash deposits?

Can Isabella Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Isabella Community have a mobile app?

Does Isabella Community have mobile deposit?

Does Isabella Community have quick pay?

How can Isabella Community transfer money to other banks or credit unions?

Does Isabella Community report to credit bureaus?

Does Isabella Community use Chexsystems?

Does Isabella Community use Equifax?

What is Isabella Community's toll free phone number?

What is Isabella Community's ACH Routing Number?

What is Isabella Community's SWIFT code?

Where can I find Isabella Community's wire transfer form?

What is the Isabella Community address for deposits?

What Products Does Isabella Community Offer

Does Isabella Community offer mortgages?

Compare mortgage rates here.

Does Isabella Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Isabella Community offer auto and RV loans?

Compare auto loan rates here.

Does Isabella Community offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Isabella Community

There are currently no comments for Isabella Community. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →