Jackson River Community Credit Union

Headquarters

347 North Court Ave
Covington, VA 24426
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Notable Rates APY Vs.Others
Savings 0.15% 4.35% →
1-Year CD 0.55% 4.59% →
2-Year CD 1.05% 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Jackson River Community is an NCUA insured institution located in Covington, VA. It was founded in 1953 and has approximately $131.94 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 66967
Date Established 1953
Assets $131.94 million
Loans $54.08 million
Deposits $111.24 million
Capital $20.24 million
 

Field of Membership Restrictions

Jackson River Community Credit Union of Virginia is open to the businesses, accredited institutions, residents, church members, registered students, and the people that maintain employment within the qualified counties of Alleghany and Bath, along withCovington City.

Deposit Rates - September 28, 2026

Your Current Location: New York, NY 10116

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $25 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.45% $500 - Learn More
12 Mo CD
0.55% $500 - Learn More
18 Mo CD
0.85% $500 - Learn More
24 Mo CD
1.05% $500 - Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.75% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $300 - Learn MoreShow Less

Loan Rates - September 28, 2026

Your Current Location: New York, NY 10116

There are currently no loan rates available for Jackson River Community

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - New York 30 Year Fixed Mortgage Rates 2026

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Featured - New York Home Equity Line Of Credit Rates 2026

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Branches

Below are Jackson River Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
New York City,New York


Jackson River Community Locations around zip code 10116




Climate Policy and Initiatives

JACKSON RIVER COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Jackson River Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Jackson River Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Jackson River Community U.S. Average
5.81% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Jackson River Community had $1,017,021 in non-current loans and $176,323 in owned assets. To cover these potential losses it had $20,243,222 in net worth and $295,096 in loans loss reserves. That gives it a Texas Ratio of 5.81%.

Net Worth
Jackson River Community U.S. Average
15.34% 14.48%

Jackson River Community FCU has a net worth of 15.34% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Jackson River Community

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