James Ward, Jr.

Headquarters

P.o. Box 1082
Jennings, LA 70546
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Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.71% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

James Ward, Jr. is an NCUA insured institution located in Jennings, LA. It was founded in 1961 and has approximately $2.02 millions in assets.

NCUA Insured Yes
Charter Number # # 14537
Date Established 1961
Assets $2.02 million
Loans $0.96 million
Deposits $1.39 million
Capital $0.61 million
 

Deposit Rates - January 26, 2021

Your Current Location: Connecticut, CT 06828

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Loan Rates - January 26, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for JAMES WARD, JR.

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Note to JAMES WARD, JR.
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Branches

Below are James Ward, Jr. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


James Ward, Jr. Locations


Financial Details

James Ward, Jr. Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of James Ward, Jr.. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
James Ward, Jr. U.S. Average
5.86% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, James Ward, Jr. had $36,209 in non-current loans and $0 in owned assets. To cover these potential losses it had $611,632 in net worth and $6,350 in loans loss reserves. That gives it a Texas Ratio of 5.86%.

Net Worth
James Ward, Jr. U.S. Average
30.22% 12.91%

James Ward, Jr. FCU has a net worth of 30.22% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About James Ward, Jr.

Branches and Savings

What is James Ward, Jr.?

A credit union, registered with the NCUA under certificate #14537.
Learn more about credit unions here.

Is James Ward, Jr. FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join James Ward, Jr.?

Please see Field of Membership information above for information on who is eligible to join.

What are James Ward, Jr.'s share account and share certificate rates?

James Ward, Jr.'s deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is James Ward, Jr.?

James Ward, Jr. has total capital of $0.61 million. Full information on James Ward, Jr.'s financial position is located above.

Who owns James Ward, Jr.?

Credit Unions are owned by their members.

Where are James Ward, Jr. branches located?

See branch locations nearby.

Are James Ward, Jr. ATMs Open 24/7?

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What Products Does James Ward, Jr. Offer

Does James Ward, Jr. offer mortgages?

Compare mortgage rates here.

Does James Ward, Jr. offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does James Ward, Jr. offer auto and RV loans?

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Does James Ward, Jr. offer student loans or personal loans?

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