JEANNE D'ARC

658 Merrimack St
Lowell, MA 01854

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 67352
Date Established 1911
Assets $1,386.57 million
Loans $1,206.07 million
Deposits $1,153.77 million
Capital $114.56 million

Jeanne D'arc is an NCUA insured institution located in Lowell, MA. It was founded in 1911 and has approximately $1386.57 millions in assets.

Who can join?

Jeanne D’Arc Credit Union’s field of membership serves anyone who lives, works, or attends school in Middlesex or Essex counties, the cities or towns of Fitchburg, Leominster, Harvard, Lunenburg or Lancaster, or the New Hampshire counties of Hillsborough or Rockingham, and family members of eligible persons.

Eligible family members include: spouse, children, parents, siblings, stepparents, grandchildren, grandparents, stepchildren, wards, and domestic partners.

Field of Membership Restrictions

Membership in Jeanne D'Arc Credit Union is open to those who live, attend school or work in Middlesex and Essex Counties and the cities or towns of Fitchburg, Leominster, Harvard, Lunenburg, and Lancaster in Massachusetts, along with Hillsborough and Rockingham Counties in New Hampshire.

Deposit Rates - March 21, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.60% $1,000 $9,999 Learn MoreShow Less
Money Market
0.70% $10,000 $24,999 Learn MoreShow Less
Money Market
0.80% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.50% $250 - Learn MoreShow Less
Special: 15 Mo FIRA
2.75% $250 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.00% $250 - Learn MoreShow Less
12 Mo CD
1.50% $250 - Learn MoreShow Less
Special: 15 Mo CD
2.75% $250 - Learn MoreShow Less
18 Mo CD
2.00% $250 - Learn MoreShow Less
24 Mo CD
2.00% $250 - Learn MoreShow Less
30 Mo CD
2.25% $250 - Learn MoreShow Less
36 Mo CD
2.50% $250 - Learn MoreShow Less
48 Mo CD
3.00% $250 - Learn MoreShow Less
60 Mo CD
3.00% $250 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $5 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $100 - Learn MoreShow Less

Loan Rates - March 21, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for JEANNE D'ARC

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PenFed Credit Union
NMLS ID: 401822
4.375% 4.250% 0.50 $3,750 $1,230 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
3.907% 3.875% 0.38 $972 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to JEANNE D'ARC
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Jeanne D'arc branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Jeanne D'arc Locations


Financial Details

Jeanne D'arc Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Jeanne D'arc. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Jeanne D'arc U.S. Average
1.37% 6.94

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2018, Jeanne D'arc had $1,650,150 in non-current loans and $7,700 in owned assets. To cover these potential losses it had $114,564,849 in net worth and $6,065,781 in loans loss reserves. That gives it a Texas Ratio of 1.37%.

Net Worth
Jeanne D'arc U.S. Average
8.26% 13.08%

Jeanne D'arc FCU has a net worth of 8.26% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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