Lowell, MA 01854
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 1.05% →
1-Year CD 0.75% 1.05% →
2-Year CD 1.00% 1.11% →
5-Year CD 1.25% 1.56% →
30-Year Mortgage N.A. 2.88% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Jeanne D'arc is an NCUA insured institution located in Lowell, MA. It was founded in 1911 and has approximately $1499.84 millions in assets.

Who can join?

Jeanne D’Arc Credit Union’s field of membership serves anyone who lives, works, or attends school in Middlesex or Essex counties, the cities or towns of Fitchburg, Leominster, Harvard, Lunenburg or Lancaster, or the New Hampshire counties of Hillsborough or Rockingham, and family members of eligible persons.

Eligible family members include: spouse, children, parents, siblings, stepparents, grandchildren, grandparents, stepchildren, wards, and domestic partners.

NCUA Insured Yes
Charter Number # # 67352
Date Established 1911
Assets $1,499.84 million
Loans $1,232.98 million
Deposits $1,274.24 million
Capital $129.04 million

Field of Membership Restrictions

Membership in Jeanne D'Arc Credit Union is open to those who live, attend school or work in Middlesex and Essex Counties and the cities or towns of Fitchburg, Leominster, Harvard, Lunenburg, and Lancaster in Massachusetts, along with Hillsborough and Rockingham Counties in New Hampshire.

Deposit Rates - August 14, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.35% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
18 Mo CD
0.90% $10,000 $14,999 Learn More
18 Mo CD
0.90% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
30 Mo CD
1.00% $10,000 $14,999 Learn More
30 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.10% $10,000 $14,999 Learn More
36 Mo CD
1.10% $100,000 $199,999 Learn More
48 Mo CD
1.25% $10,000 $14,999 Learn More
48 Mo CD
1.25% $100,000 $199,999 Learn More
60 Mo CD
1.25% $10,000 $14,999 Learn More
60 Mo CD
1.25% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 14, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for JEANNE D'ARC

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
NMLS ID: 2890
License#: MC-3098
2.914% 2.875% 0.50 $1,250 $1,038 Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.970% 2.900% 0.88 $2,264 $1,041 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
3.500 %
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Jeanne D'arc branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Jeanne D'arc Locations

Financial Details

Jeanne D'arc Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Jeanne D'arc. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Jeanne D'arc U.S. Average
8.14% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Jeanne D'arc had $11,066,381 in non-current loans and $6,325 in owned assets. To cover these potential losses it had $129,044,423 in net worth and $6,970,957 in loans loss reserves. That gives it a Texas Ratio of 8.14%.

Net Worth
Jeanne D'arc U.S. Average
8.6% 13.61%

Jeanne D'arc FCU has a net worth of 8.6% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Jeanne D'arc

Branches and Savings

What is Jeanne D'arc?

A federal credit union, registered with the NCUA under certificate #67352.
Learn more about credit unions here.

Is Jeanne D'arc FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Jeanne D'arc?

Please see Field of Membership information above for information on who is eligible to join.

What are Jeanne D'arc's share account and share certificate rates?

Jeanne D'arc's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Jeanne D'arc?

Jeanne D'arc has total capital of $129.04 million. Full information on Jeanne D'arc's financial position is located above.

Who owns Jeanne D'arc?

Credit Unions are owned by their members.

Where are Jeanne D'arc branches located?

See branch locations nearby.

Are Jeanne D'arc ATMs Open 24/7?

Do Jeanne D'arc ATMs accept cash deposits?

Can Jeanne D'arc customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Jeanne D'arc have a mobile app?

Does Jeanne D'arc have mobile deposit?

Does Jeanne D'arc have quick pay?

How can Jeanne D'arc transfer money to other banks or credit unions?

Does Jeanne D'arc report to credit bureaus?

Does Jeanne D'arc use Chexsystems?

Does Jeanne D'arc use Equifax?

What is Jeanne D'arc's toll free phone number?

What is Jeanne D'arc's ACH Routing Number?

What is Jeanne D'arc's SWIFT code?

Where can I find Jeanne D'arc's wire transfer form?

What is the Jeanne D'arc address for deposits?

What Products Does Jeanne D'arc Offer

Does Jeanne D'arc offer mortgages?

Compare mortgage rates here.

Does Jeanne D'arc offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Jeanne D'arc offer auto and RV loans?

Compare auto loan rates here.

Does Jeanne D'arc offer student loans or personal loans?

Compare personal loan rates here.

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