Hoover, AL 35226

Notable Rates APY Vs.Others
Savings 0.10% 2.10% →
1-Year CD 1.26% 2.02% →
2-Year CD 1.46% 2.02% →
5-Year CD 1.97% 2.02% →
30-Year Mortgage N.A. 3.03% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 3.25% →

2020 Overview

General Credit Union Information

Jefferson Credit Union is an NCUA insured institution located in Hoover, AL. It was founded in 1941 and has approximately $66.93 millions in assets.

NCUA Insured Yes
Charter Number # # 63834
Date Established 1941
Assets $66.93 million
Loans $38.82 million
Deposits $59.87 million
Capital $6.92 million

Field of Membership Restrictions

Jefferson Credit Union of Alabama is open to residents and the people that work within these qualified counties: Jefferson, Shelby, Bibb, Tuscaloosa, Walker, Blount, and St.Clair.

Deposit Rates - March 30, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.30% $2,500 $9,999 Learn MoreShow Less
Money Market
0.35% $10,000 $24,999 Learn MoreShow Less
Money Market
0.40% $25,000 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
Variable IRA Rates APY MIN MAX
0.50% $100 - Learn MoreShow Less
Fixed IRA
1.26% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
0.15% $1 $2,499 Learn MoreShow Less
Int Ckg
0.30% $2,500 - Learn MoreShow Less

Loan Rates - March 30, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for JEFFERSON CREDIT UNION

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info

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Jefferson Credit Union Locations

Financial Details

Jefferson Credit Union Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Jefferson Credit Union. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Jefferson Credit Union U.S. Average
11.98% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Jefferson Credit Union had $923,490 in non-current loans and $2,376 in owned assets. To cover these potential losses it had $6,920,209 in net worth and $808,365 in loans loss reserves. That gives it a Texas Ratio of 11.98%.

Net Worth
Jefferson Credit Union U.S. Average
10.33% 13.65%

Jefferson Credit Union FCU has a net worth of 10.33% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Jefferson Credit Union

Branches and Savings

What is Jefferson Credit Union?

A federal credit union, registered with the NCUA under certificate #63834.
Learn more about credit unions here.

Is Jefferson Credit Union FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Jefferson Credit Union?

Please see Field of Membership information above for information on who is eligible to join.

What are Jefferson Credit Union's share account and share certificate rates?

Jefferson Credit Union's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Jefferson Credit Union?

Jefferson Credit Union has total capital of $6.92 million. Full information on Jefferson Credit Union's financial position is located above.

Who owns Jefferson Credit Union?

Credit Unions are owned by their members.

Where are Jefferson Credit Union branches located?

See branch locations nearby.

Are Jefferson Credit Union ATMs Open 24/7?

Do Jefferson Credit Union ATMs accept cash deposits?

Can Jefferson Credit Union customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Jefferson Credit Union have a mobile app?

Does Jefferson Credit Union have mobile deposit?

Does Jefferson Credit Union have quick pay?

How can Jefferson Credit Union transfer money to other banks or credit unions?

Does Jefferson Credit Union report to credit bureaus?

Does Jefferson Credit Union use Chexsystems?

Does Jefferson Credit Union use Equifax?

What is Jefferson Credit Union's toll free phone number?

What is Jefferson Credit Union's ACH Routing Number?

What is Jefferson Credit Union's SWIFT code?

Where can I find Jefferson Credit Union's wire transfer form?

What is the Jefferson Credit Union address for deposits?

What Products Does Jefferson Credit Union Offer

Does Jefferson Credit Union offer mortgages?

Compare mortgage rates here.

Does Jefferson Credit Union offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Jefferson Credit Union offer auto and RV loans?

Compare auto loan rates here.

Does Jefferson Credit Union offer student loans or personal loans?

Compare personal loan rates here.

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