JEFFERSON CREDIT UNION

5261 ROSS BRIDGE PKWY
Hoover, AL 35226

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 63834
Date Established 1941
Assets $67.21 million
Loans $37.12 million
Deposits $60.40 million
Capital $6.65 million

Jefferson Credit Union is an NCUA insured institution located in Hoover, AL. It was founded in 1941 and has approximately $67.21 millions in assets.

Field of Membership Restrictions

Jefferson Credit Union of Alabama is open to residents and the people that work within these qualified counties: Jefferson, Shelby, Bibb, Tuscaloosa, Walker, Blount, and St.Clair.

Deposit Rates - September 22, 2018

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
Savings Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.75% $2,500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.75% $100 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.15% $2,500 $9,999 Learn MoreShow Less
MM 10K
0.25% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.35% $25,000 $49,999 Learn MoreShow Less

Loan Rates - September 22, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for JEFFERSON CREDIT UNION

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.544% 4.500% 0.13 $1,400 $1,267 Learn More
PenFed Credit Union
NMLS ID: 401822
4.836% 4.750% 0.00 $2,500 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.740% $291.47 Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.990% $238.42 Learn More

Note to JEFFERSON CREDIT UNION
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Jefferson Credit Union branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Jefferson Credit Union Locations

Financial Details

Jefferson Credit Union Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Jefferson Credit Union. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Jefferson Credit Union U.S. Average
11.72% 6.94

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2018, Jefferson Credit Union had $845,447 in non-current loans and $20,000 in owned assets. To cover these potential losses it had $6,654,857 in net worth and $732,366 in loans loss reserves. That gives it a Texas Ratio of 11.72%.

Net Worth
Jefferson Credit Union U.S. Average
9.9% 13.08%

Jefferson Credit Union FCU has a net worth of 9.9% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Jefferson Credit Union

What is Jefferson Credit Union?

A federal credit union, registered with the NCUA under certificate #63834.
Learn more about credit unions here.

Is Jefferson Credit Union FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Jefferson Credit Union?

Please see Field of Membership information above for information on who is eligible to join.

What are Jefferson Credit Union's share account and share certificate rates?

Jefferson Credit Union's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Jefferson Credit Union?

Jefferson Credit Union has total capital of $6.65 million. Full information on Jefferson Credit Union's financial position is located above.

Who owns Jefferson Credit Union?

Credit Unions are owned by their members.

Where are Jefferson Credit Union branches located?

See branch locations nearby.

Are Jefferson Credit Union ATMs Open 24/7?

Do Jefferson Credit Union ATMs accept cash deposits?

Can Jefferson Credit Union customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Jefferson Credit Union have a mobile app?

Does Jefferson Credit Union have mobile deposit?

Does Jefferson Credit Union have quick pay?

How can Jefferson Credit Union transfer money to other banks or credit unions?

Does Jefferson Credit Union report to credit bureaus?

Does Jefferson Credit Union use Chexsystems?

Does Jefferson Credit Union use Equifax?

What is Jefferson Credit Union's toll free phone number?

What is Jefferson Credit Union's ACH Routing Number?

What is Jefferson Credit Union's SWIFT code?

Where can I find Jefferson Credit Union's wire transfer form?

What is the Jefferson Credit Union address for deposits?

What Products Does Jefferson Credit Union Offer

Does Jefferson Credit Union offer mortgages?

Compare mortgage rates here.

Does Jefferson Credit Union offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Jefferson Credit Union offer auto and RV loans?

Compare auto loan rates here.

Does Jefferson Credit Union offer student loans or personal loans?

Compare personal loan rates here.

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