2027 E Monument St
Baltimore, MD 21205

Notable Rates APY Vs.Others
Savings 0.30% 1.90% →
1-Year CD 0.70% 1.90% →
2-Year CD 0.80% 1.95% →
5-Year CD 0.95% 2.00% →
30-Year Mortgage N.A. 3.14% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.50% →

2020 Overview

General Credit Union Information

Johns Hopkins is an NCUA insured institution located in Baltimore, MD. It was founded in 1971 and has approximately $470.11 millions in assets.

Who can join?

Anyone who lives, works, worships, volunteers, or attends school in the area south of Lombard St., north of O’Donnell St., east of Ponca St., and west of the Baltimore County line.

Household members — Domestic partners and anyone who lives in the household and can demonstrate a degree of permanency are considered household members.

Immediate family members of current JHFCU members — including spouses, children, step-children, parents, step-parents, grandparents, grandchildren, brothers and sisters, step-siblings are also eligible for membership.

Members of a Select Employee Group are also eligible to join the credit union.

NCUA Insured Yes
Charter Number # # 20623
Date Established 1971
Assets $470.11 million
Loans $260.25 million
Deposits $407.20 million
Capital $57.77 million

Field of Membership Restrictions

Must be an employee or retiree of John Hopkins University or several other companies.

Deposit Rates - April 4, 2020

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.30% $25 $4,999 Learn MoreShow Less
Money Market
0.35% $2,500 $9,999 Learn MoreShow Less
Money Market
0.45% $10,000 $24,999 Learn MoreShow Less
Money Market
0.50% $25,000 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $500 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.35% $500 $49,999 Learn MoreShow Less
Fixed IRA
0.70% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.20% $1 - Learn MoreShow Less

Loan Rates - April 4, 2020

Your Current Location: Washington, WA 98109

There are currently no loan rates available for JOHNS HOPKINS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.668% 4.625% 0.00 $1,250 $1,286 Learn More
Rocket Mortgage
NMLS ID: 3030
4.542% 4.500% 0.00 $1,250 $1,267 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Johns Hopkins branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Johns Hopkins Locations

Financial Details

Johns Hopkins Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Johns Hopkins. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Johns Hopkins U.S. Average
2.14% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Johns Hopkins had $1,103,573 in non-current loans and $155,000 in owned assets. To cover these potential losses it had $57,772,965 in net worth and $1,136,973 in loans loss reserves. That gives it a Texas Ratio of 2.14%.

Net Worth
Johns Hopkins U.S. Average
12.28% 13.65%

Johns Hopkins FCU has a net worth of 12.28% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Johns Hopkins

Branches and Savings

What is Johns Hopkins?

A federal credit union, registered with the NCUA under certificate #20623.
Learn more about credit unions here.

Is Johns Hopkins FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Johns Hopkins?

Please see Field of Membership information above for information on who is eligible to join.

What are Johns Hopkins's share account and share certificate rates?

Johns Hopkins's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Johns Hopkins?

Johns Hopkins has total capital of $57.77 million. Full information on Johns Hopkins's financial position is located above.

Who owns Johns Hopkins?

Credit Unions are owned by their members.

Where are Johns Hopkins branches located?

See branch locations nearby.

Are Johns Hopkins ATMs Open 24/7?

Do Johns Hopkins ATMs accept cash deposits?

Can Johns Hopkins customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Johns Hopkins have a mobile app?

Does Johns Hopkins have mobile deposit?

Does Johns Hopkins have quick pay?

How can Johns Hopkins transfer money to other banks or credit unions?

Does Johns Hopkins report to credit bureaus?

Does Johns Hopkins use Chexsystems?

Does Johns Hopkins use Equifax?

What is Johns Hopkins's toll free phone number?

What is Johns Hopkins's ACH Routing Number?

What is Johns Hopkins's SWIFT code?

Where can I find Johns Hopkins's wire transfer form?

What is the Johns Hopkins address for deposits?

What Products Does Johns Hopkins Offer

Does Johns Hopkins offer mortgages?

Compare mortgage rates here.

Does Johns Hopkins offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Johns Hopkins offer auto and RV loans?

Compare auto loan rates here.

Does Johns Hopkins offer student loans or personal loans?

Compare personal loan rates here.

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