Johns Hopkins Federal Credit Union
Headquarters
1501 S Clinton St Ste 1200
Baltimore, MD 21224
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2024 Overview
General Credit Union Information
Johns Hopkins is an NCUA insured institution located in Baltimore, MD. It was founded in 1971 and has approximately $613.08 millions in assets.
Who can join?
Anyone who lives, works, worships, volunteers, or attends school in the area south of Lombard St., north of O’Donnell St., east of Ponca St., and west of the Baltimore County line.
Household members — Domestic partners and anyone who lives in the household and can demonstrate a degree of permanency are considered household members.
Immediate family members of current JHFCU members — including spouses, children, step-children, parents, step-parents, grandparents, grandchildren, brothers and sisters, step-siblings are also eligible for membership.
Members of a Select Employee Group are also eligible to join the credit union.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 20623 |
| Date Established | 1971 |
| Assets | $613.08 million |
| Loans | $353.56 million |
| Deposits | $516.83 million |
| Capital | $69.70 million |
Field of Membership Restrictions
Must be an employee or retiree of John Hopkins University or several other companies.
Deposit Rates - April 20, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $2,500 | $4,999 |
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|
|
Money Market
|
0.20% | $2,500 | $2,999 |
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|
|
Money Market
|
0.25% | $10,000 | $14,999 |
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|
|
Money Market
|
0.30% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 12 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - April 20, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Johns Hopkins
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 2059741 |
6.994% | 6.875% | 0.63 | $3,901 | $2,103 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Johns Hopkins
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Branches
Below are Johns Hopkins branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
JOHNS HOPKINS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Johns Hopkins Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Johns Hopkins. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Johns Hopkins | U.S. Average |
|---|---|
| 5.80% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Johns Hopkins had $3,998,436 in non-current loans and $155,000 in owned assets. To cover these potential losses it had $69,700,980 in net worth and $1,946,627 in loans loss reserves. That gives it a Texas Ratio of 5.80%.
Net Worth
| Johns Hopkins | U.S. Average |
|---|---|
| 11.36% | 13.62% |
Johns Hopkins FCU has a net worth of 11.36% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Johns Hopkins
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