1830 Roxalana Road
Dunbar, WV 25064


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 108
Date Established 1935
Assets $39.38 million
Loans $16.22 million
Deposits $30.73 million
Capital $8.18 million

Kemba Charleston is an NCUA insured institution located in Dunbar, WV. It was founded in 1935 and has approximately $39.38 millions in assets.

Deposit Rates - January 17, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $500 $10,000 Learn MoreShow Less
Money Market
0.14% $10,001 $25,000 Learn MoreShow Less
Money Market
0.23% $25,001 $50,000 Learn MoreShow Less
Fixed IRA
0.75% $1,000 $25,000 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.60% $1,000 $25,000 Learn MoreShow Less
12 Mo CD
0.75% $1,000 $25,000 Learn MoreShow Less
1.25% $1,000 $25,000 Learn MoreShow Less
1.25% $1,000 $25,000 Learn MoreShow Less
1.25% $1,000 $25,000 Learn MoreShow Less
1.25% $1,000 $25,000 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.65% $1 - Learn MoreShow Less

Loan Rates - January 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for KEMBA CHARLESTON

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.268% 4.250% 0.25 $538 $1,230 Learn More NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.299% 4.250% 0.13 $1,560 $1,230 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender Rate (%) Monthly Payment Learn More

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Below are Kemba Charleston branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Kemba Charleston Locations

Financial Details

Kemba Charleston Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Kemba Charleston. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Kemba Charleston U.S. Average
3.61% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Kemba Charleston had $258,918 in non-current loans and $40,505 in owned assets. To cover these potential losses it had $8,183,604 in net worth and $119,335 in loans loss reserves. That gives it a Texas Ratio of 3.61%.

Net Worth
Kemba Charleston U.S. Average
20.78% 13.21%

Kemba Charleston FCU has a net worth of 20.78% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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