Kemba Charleston Federal Credit Union


1830 Roxalana Road
Dunbar, WV 25064
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.85% →
1-Year CD 0.60% 0.75% →
2-Year CD 0.75% 0.80% →
5-Year CD 0.74% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Kemba Charleston is an NCUA insured institution located in Dunbar, WV. It was founded in 1935 and has approximately $43.95 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 108
Date Established 1935
Assets $43.95 million
Loans $14.99 million
Deposits $35.13 million
Capital $8.35 million

Deposit Rates - October 19, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.14% $10,000 $14,999 Learn More
Money Market
0.23% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.55% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
0.55% $10,000 $14,999 Learn More
36 Mo CD
0.74% $100,000 $199,999 Learn More
48 Mo CD
0.55% $10,000 $14,999 Learn More
48 Mo CD
0.74% $100,000 $199,999 Learn More
60 Mo CD
0.54% $10,000 $14,999 Learn More
60 Mo CD
0.74% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.65% $1 $499 Learn MoreShow Less

Loan Rates - October 19, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for KEMBA CHARLESTON

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
2.765% 2.690% 1.00 $2,452 $1,013 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Kemba Charleston branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Kemba Charleston Locations

Climate Initiatives

KEMBA CHARLESTON is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Kemba Charleston Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Kemba Charleston. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Kemba Charleston U.S. Average
1.19% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Kemba Charleston had $65,811 in non-current loans and $35,789 in owned assets. To cover these potential losses it had $8,348,492 in net worth and $175,878 in loans loss reserves. That gives it a Texas Ratio of 1.19%.

Net Worth
Kemba Charleston U.S. Average
18.99% 12.22%

Kemba Charleston FCU has a net worth of 18.99% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Kemba Charleston

Branches and Savings

What is Kemba Charleston?

A federal credit union, registered with the NCUA under certificate #108.
Learn more about credit unions here.

Is Kemba Charleston FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Kemba Charleston is insured by the NCUA.

Who can join Kemba Charleston?

Please see Field of Membership information above for information on who is eligible to join.

What are Kemba Charleston's share account and share certificate rates?

Kemba Charleston's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Kemba Charleston?

Kemba Charleston has total capital of $8.35 million. Full information on Kemba Charleston's financial position is located above.

Who owns Kemba Charleston?

Credit Unions are owned by their members.

Where are Kemba Charleston branches located?

See branch locations nearby.

Are Kemba Charleston ATMs Open 24/7?

Do Kemba Charleston ATMs accept cash deposits?

Can Kemba Charleston customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Kemba Charleston have a mobile app?

Does Kemba Charleston have mobile deposit?

Does Kemba Charleston have quick pay?

How can Kemba Charleston transfer money to other banks or credit unions?

Does Kemba Charleston report to credit bureaus?

Does Kemba Charleston use Chexsystems?

Does Kemba Charleston use Equifax?

What is Kemba Charleston's toll free phone number?

What is Kemba Charleston's ACH Routing Number?

What is Kemba Charleston's SWIFT code?

Where can I find Kemba Charleston's wire transfer form?

What is the Kemba Charleston address for deposits?

What Products Does Kemba Charleston Offer

Does Kemba Charleston offer mortgages?

Compare mortgage rates here.

Does Kemba Charleston offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Kemba Charleston offer auto and RV loans?

Compare auto loan rates here.

Does Kemba Charleston offer student loans or personal loans?

Compare personal loan rates here.

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