KEMBA CHARLESTON

1830 Roxalana Road
Dunbar, WV 25064

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 108
Date Established 1935
Assets $38.07 million
Loans $16.21 million
Deposits $29.39 million
Capital $8.22 million

Kemba Charleston is an NCUA insured institution located in Dunbar, WV. It was founded in 1935 and has approximately $38.07 millions in assets.

Deposit Rates - April 21, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $500 $10,000 Learn MoreShow Less
Money Market
0.14% $10,001 $25,000 Learn MoreShow Less
Money Market
0.23% $25,001 $50,000 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.00% $1,000 $25,000 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.85% $1,000 $25,000 Learn MoreShow Less
1.00% $1,000 $25,000 Learn MoreShow Less
1.51% $1,000 $25,000 Learn MoreShow Less
1.51% $1,000 $25,000 Learn MoreShow Less
1.50% $1,000 $25,000 Learn MoreShow Less
1.51% $1,000 $25,000 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.65% $1 - Learn MoreShow Less

Loan Rates - April 21, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for KEMBA CHARLESTON

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.375% 5.375% 0.00 $0 $1,400 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

Note to KEMBA CHARLESTON
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Branches

Below are Kemba Charleston branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Kemba Charleston Locations


Financial Details

Kemba Charleston Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Kemba Charleston. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Kemba Charleston U.S. Average
3.69% 7.49

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2018, Kemba Charleston had $268,349 in non-current loans and $40,505 in owned assets. To cover these potential losses it had $8,220,711 in net worth and $139,454 in loans loss reserves. That gives it a Texas Ratio of 3.69%.

Net Worth
Kemba Charleston U.S. Average
21.59% 13.61%

Kemba Charleston FCU has a net worth of 21.59% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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