2812 W MAIN ST
Salem, VA 24153


2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 107
Date Established 1935
Assets $61.87 million
Loans $19.98 million
Deposits $51.31 million
Capital $9.90 million

Kemba Roanoke is an NCUA insured institution located in Salem, VA. It was founded in 1935 and has approximately $61.87 millions in assets.

Field of Membership Restrictions

Must be an employee, retiree or volunteer of one of the Select Employee Groups or Organizations.

Deposit Rates - October 19, 2018

Your Current Location: Virginia, VA 20146

We do not yet have rates for Kemba Roanoke

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There are currently no rates available for Kemba Roanoke, but see these great savings and CD rates:

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Loan Rates - October 19, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for KEMBA ROANOKE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More
Ally Bank
NMLS ID: 181005
5.043% 5.000% 0.13 $1,314 $1,343 Learn More NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.664% 4.625% 0.00 $1,254 $1,286 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More
Flagstar Bank 5.490% $283.58 Learn More

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Below are Kemba Roanoke branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Kemba Roanoke Locations

Financial Details

Kemba Roanoke Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Kemba Roanoke. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Kemba Roanoke U.S. Average
2.79% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Kemba Roanoke had $254,302 in non-current loans and $27,386 in owned assets. To cover these potential losses it had $9,903,647 in net worth and $210,456 in loans loss reserves. That gives it a Texas Ratio of 2.79%.

Net Worth
Kemba Roanoke U.S. Average
16% 13.21%

Kemba Roanoke FCU has a net worth of 16% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Kemba Roanoke

What is Kemba Roanoke?

A federal credit union, registered with the NCUA under certificate #107.
Learn more about credit unions here.

Is Kemba Roanoke FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Kemba Roanoke?

Please see Field of Membership information above for information on who is eligible to join.

What are Kemba Roanoke's share account and share certificate rates?

Kemba Roanoke's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Kemba Roanoke?

Kemba Roanoke has total capital of $9.90 million. Full information on Kemba Roanoke's financial position is located above.

Who owns Kemba Roanoke?

Credit Unions are owned by their members.

Where are Kemba Roanoke branches located?

See branch locations nearby.

Are Kemba Roanoke ATMs Open 24/7?

Do Kemba Roanoke ATMs accept cash deposits?

Can Kemba Roanoke customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Kemba Roanoke have a mobile app?

Does Kemba Roanoke have mobile deposit?

Does Kemba Roanoke have quick pay?

How can Kemba Roanoke transfer money to other banks or credit unions?

Does Kemba Roanoke report to credit bureaus?

Does Kemba Roanoke use Chexsystems?

Does Kemba Roanoke use Equifax?

What is Kemba Roanoke's toll free phone number?

What is Kemba Roanoke's ACH Routing Number?

What is Kemba Roanoke's SWIFT code?

Where can I find Kemba Roanoke's wire transfer form?

What is the Kemba Roanoke address for deposits?

What Products Does Kemba Roanoke Offer

Does Kemba Roanoke offer mortgages?

Compare mortgage rates here.

Does Kemba Roanoke offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Kemba Roanoke offer auto and RV loans?

Compare auto loan rates here.

Does Kemba Roanoke offer student loans or personal loans?

Compare personal loan rates here.

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