792 Greenfield Drive
El Cajon, CA 92021
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Ketema is an NCUA insured institution located in El Cajon, CA. It was founded in 1956 and has approximately $1.3 millions in assets.

NCUA Insured Yes
Charter Number # # 11414
Date Established 1956
Assets $1.30 million
Loans $0.57 million
Deposits $1.20 million
Capital $0.08 million

Deposit Rates - January 22, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Ketema

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Ketema

Note to Ketema
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - January 22, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for KETEMA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.243% 3.125% 1.00 $3,750 $1,071 Learn More
Morty, Inc.
NMLS ID: 1429243
2.480% 2.375% 1.00 $3,500 $972 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to KETEMA
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Ketema branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Ketema Locations

Financial Details

Ketema Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ketema. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ketema U.S. Average
1.62% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Ketema had $1,915 in non-current loans and $0 in owned assets. To cover these potential losses it had $81,105 in net worth and $36,902 in loans loss reserves. That gives it a Texas Ratio of 1.62%.

Net Worth
Ketema U.S. Average
6.23% 12.91%

Ketema FCU has a net worth of 6.23% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Ketema

Branches and Savings

What is Ketema?

A credit union, registered with the NCUA under certificate #11414.
Learn more about credit unions here.

Is Ketema FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Ketema?

Please see Field of Membership information above for information on who is eligible to join.

What are Ketema's share account and share certificate rates?

Ketema's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Ketema?

Ketema has total capital of $0.08 million. Full information on Ketema's financial position is located above.

Who owns Ketema?

Credit Unions are owned by their members.

Where are Ketema branches located?

See branch locations nearby.

Are Ketema ATMs Open 24/7?

Do Ketema ATMs accept cash deposits?

Can Ketema customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Ketema have a mobile app?

Does Ketema have mobile deposit?

Does Ketema have quick pay?

How can Ketema transfer money to other banks or credit unions?

Does Ketema report to credit bureaus?

Does Ketema use Chexsystems?

Does Ketema use Equifax?

What is Ketema's toll free phone number?

What is Ketema's ACH Routing Number?

What is Ketema's SWIFT code?

Where can I find Ketema's wire transfer form?

What is the Ketema address for deposits?

What Products Does Ketema Offer

Does Ketema offer mortgages?

Compare mortgage rates here.

Does Ketema offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Ketema offer auto and RV loans?

Compare auto loan rates here.

Does Ketema offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Ketema

There are currently no comments for Ketema. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →