Po Box 87210
Baton Rouge, LA 70879
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Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Keypoint is an NCUA insured institution located in Baton Rouge, LA. It was founded in 1955 and has approximately $44.84 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 10367
Date Established 1955
Assets $44.84 million
Loans $29.33 million
Deposits $42.09 million
Capital $2.61 million

Deposit Rates - April 15, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Keypoint

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Loan Rates - April 15, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for KEYPOINT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More
Test Advertiser QA
2.450% 2.375% 1.00 $2,500 $972 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Keypoint branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Keypoint Locations

Financial Details

Keypoint Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Keypoint. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Keypoint U.S. Average
16.87% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Keypoint had $267,650 in non-current loans and $283,056 in owned assets. To cover these potential losses it had $2,605,433 in net worth and $658,952 in loans loss reserves. That gives it a Texas Ratio of 16.87%.

Net Worth
Keypoint U.S. Average
5.8% 12.67%

Keypoint FCU has a net worth of 5.8% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Keypoint

Branches and Savings

What is Keypoint?

A federal credit union, registered with the NCUA under certificate #10367.
Learn more about credit unions here.

Is Keypoint FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Keypoint is insured by the NCUA.

Who can join Keypoint?

Please see Field of Membership information above for information on who is eligible to join.

What are Keypoint's share account and share certificate rates?

Keypoint's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Keypoint?

Keypoint has total capital of $2.61 million. Full information on Keypoint's financial position is located above.

Who owns Keypoint?

Credit Unions are owned by their members.

Where are Keypoint branches located?

See branch locations nearby.

Are Keypoint ATMs Open 24/7?

Do Keypoint ATMs accept cash deposits?

Can Keypoint customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Keypoint have a mobile app?

Does Keypoint have mobile deposit?

Does Keypoint have quick pay?

How can Keypoint transfer money to other banks or credit unions?

Does Keypoint report to credit bureaus?

Does Keypoint use Chexsystems?

Does Keypoint use Equifax?

What is Keypoint's toll free phone number?

What is Keypoint's ACH Routing Number?

What is Keypoint's SWIFT code?

Where can I find Keypoint's wire transfer form?

What is the Keypoint address for deposits?

What Products Does Keypoint Offer

Does Keypoint offer mortgages?

Compare mortgage rates here.

Does Keypoint offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Keypoint offer auto and RV loans?

Compare auto loan rates here.

Does Keypoint offer student loans or personal loans?

Compare personal loan rates here.

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