Kraftsman Federal Credit Union

Headquarters

Po Box 1241
Hopewell, VA 23860
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Notable Rates APY Vs.Others
Savings N.A. 1.65% →
1-Year CD N.A. 2.02% →
2-Year CD N.A. 3.00% →
5-Year CD N.A. 3.35% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Kraftsman is an NCUA insured institution located in Hopewell, VA. It was founded in 1961 and has approximately $6.07 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 14185
Date Established 1961
Assets $6.07 million
Loans $1.07 million
Deposits $4.75 million
Capital $1.32 million
 

Deposit Rates - June 25, 2022

Your Current Location: California, CA 92111

We do not yet have rates for Kraftsman

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Loan Rates - June 25, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for KRAFTSMAN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 413-0477
5.492% 5.375% 0.88 $3,275 $1,400 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
4.240 %
After Intro: 5.500 %
Intro Period: 12 months
$25,000 Learn More
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Branches

Below are Kraftsman branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Kraftsman Locations



Climate Initiatives

KRAFTSMAN is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Kraftsman Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Kraftsman. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Kraftsman U.S. Average
0.20% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Kraftsman had $2,678 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,323,316 in net worth and $12,483 in loans loss reserves. That gives it a Texas Ratio of 0.20%.

Net Worth
Kraftsman U.S. Average
21.79% 12.36%

Kraftsman FCU has a net worth of 21.79% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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