La Joya Area

Headquarters

P.o. Box 1300
La Joya, TX 78560
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.71% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

La Joya Area is an NCUA insured institution located in La Joya, TX. It was founded in 1961 and has approximately $61.9 millions in assets.

NCUA Insured Yes
Charter Number # # 14734
Date Established 1961
Assets $61.90 million
Loans $33.12 million
Deposits $55.16 million
Capital $5.32 million
 

Field of Membership Restrictions

Membership is open to those who live or work in Hidalgo County or their immediate family.

Deposit Rates - January 26, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for La Joya Area

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to La Joya Area
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Loan Rates - January 26, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for LA JOYA AREA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.243% 3.125% 1.00 $3,750 $1,071 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.576% 2.500% 1.00 $2,500 $988 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.665% 2.625% 0.50 $1,300 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

Note to LA JOYA AREA
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are La Joya Area branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


La Joya Area Locations


Financial Details

La Joya Area Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of La Joya Area. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
La Joya Area U.S. Average
17.77% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, La Joya Area had $957,414 in non-current loans and $33,178 in owned assets. To cover these potential losses it had $5,315,143 in net worth and $258,105 in loans loss reserves. That gives it a Texas Ratio of 17.77%.

Net Worth
La Joya Area U.S. Average
8.58% 12.91%

La Joya Area FCU has a net worth of 8.58% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About La Joya Area

Branches and Savings

What is La Joya Area?

A credit union, registered with the NCUA under certificate #14734.
Learn more about credit unions here.

Is La Joya Area FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join La Joya Area?

Please see Field of Membership information above for information on who is eligible to join.

What are La Joya Area's share account and share certificate rates?

La Joya Area's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is La Joya Area?

La Joya Area has total capital of $5.32 million. Full information on La Joya Area's financial position is located above.

Who owns La Joya Area?

Credit Unions are owned by their members.

Where are La Joya Area branches located?

See branch locations nearby.

Are La Joya Area ATMs Open 24/7?

Do La Joya Area ATMs accept cash deposits?

Can La Joya Area customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does La Joya Area have a mobile app?

Does La Joya Area have mobile deposit?

Does La Joya Area have quick pay?

How can La Joya Area transfer money to other banks or credit unions?

Does La Joya Area report to credit bureaus?

Does La Joya Area use Chexsystems?

Does La Joya Area use Equifax?

What is La Joya Area's toll free phone number?

What is La Joya Area's ACH Routing Number?

What is La Joya Area's SWIFT code?

Where can I find La Joya Area's wire transfer form?

What is the La Joya Area address for deposits?

What Products Does La Joya Area Offer

Does La Joya Area offer mortgages?

Compare mortgage rates here.

Does La Joya Area offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does La Joya Area offer auto and RV loans?

Compare auto loan rates here.

Does La Joya Area offer student loans or personal loans?

Compare personal loan rates here.

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