LAKE SUPERIOR

P.O. BOX 38
Ontonagon, MI 49953

Notable Rates APY Vs.Others
Savings 0.15% 2.60% →
1-Year CD 0.25% 2.36% →
2-Year CD 0.25% 2.60% →
5-Year CD 0.25% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Lake Superior is an NCUA insured institution located in Ontonagon, MI. It was founded in 1959 and has approximately $6.65 millions in assets.

NCUA Insured Yes
Charter Number # # 65085
Date Established 1959
Assets $6.65 million
Loans $3.60 million
Deposits $6.10 million
Capital $0.53 million
 

Deposit Rates - November 12, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.15% $500 - Learn MoreShow Less
6 Mo CD
0.25% $500 - Learn MoreShow Less
12 Mo CD
0.25% $500 - Learn MoreShow Less
18 Mo CD
0.25% $500 - Learn MoreShow Less
24 Mo CD
0.25% $500 - Learn MoreShow Less
30 Mo CD
0.25% $500 - Learn MoreShow Less
36 Mo CD
0.25% $500 - Learn MoreShow Less
48 Mo CD
0.25% $500 - Learn MoreShow Less
60 Mo CD
0.25% $500 - Learn MoreShow Less

Loan Rates - November 12, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for LAKE SUPERIOR

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.631% 3.625% 0.13 $172 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to LAKE SUPERIOR
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Branches

Below are Lake Superior branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Lake Superior Locations


Financial Details

Lake Superior Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Lake Superior. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Lake Superior U.S. Average
0.75% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Lake Superior had $4,124 in non-current loans and $0 in owned assets. To cover these potential losses it had $529,325 in net worth and $24,123 in loans loss reserves. That gives it a Texas Ratio of 0.75%.

Net Worth
Lake Superior U.S. Average
7.96% 13.65%

Lake Superior FCU has a net worth of 7.96% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Lake Superior

Branches and Savings

What is Lake Superior?

A federal credit union, registered with the NCUA under certificate #65085.
Learn more about credit unions here.

Is Lake Superior FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Lake Superior?

Please see Field of Membership information above for information on who is eligible to join.

What are Lake Superior's share account and share certificate rates?

Lake Superior's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Lake Superior?

Lake Superior has total capital of $0.53 million. Full information on Lake Superior's financial position is located above.

Who owns Lake Superior?

Credit Unions are owned by their members.

Where are Lake Superior branches located?

See branch locations nearby.

Are Lake Superior ATMs Open 24/7?

Do Lake Superior ATMs accept cash deposits?

Can Lake Superior customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Lake Superior have a mobile app?

Does Lake Superior have mobile deposit?

Does Lake Superior have quick pay?

How can Lake Superior transfer money to other banks or credit unions?

Does Lake Superior report to credit bureaus?

Does Lake Superior use Chexsystems?

Does Lake Superior use Equifax?

What is Lake Superior's toll free phone number?

What is Lake Superior's ACH Routing Number?

What is Lake Superior's SWIFT code?

Where can I find Lake Superior's wire transfer form?

What is the Lake Superior address for deposits?

What Products Does Lake Superior Offer

Does Lake Superior offer mortgages?

Compare mortgage rates here.

Does Lake Superior offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Lake Superior offer auto and RV loans?

Compare auto loan rates here.

Does Lake Superior offer student loans or personal loans?

Compare personal loan rates here.

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