Land Of Lincoln Credit Union

Headquarters

P O Box 3310
Decatur, IL 62524
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.15% →
1-Year CD 0.55% 1.50% →
2-Year CD 0.70% 2.86% →
5-Year CD 1.05% 3.21% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Land Of Lincoln is an NCUA insured institution located in Decatur, IL. It was founded in 1947 and has approximately $357.55 millions in assets.

Who can join?

Land of Lincoln Credit Union membership is open to:
Anyone who works or resides in these Illinois counties:

Bond
Christian
Clark
Clay
Coles
Crawford
Cumberland
DeWitt
Douglas
Edgar
Effingham
Fayette
Jasper
Lawrence
Macon
Montgomery
Moultrie
Piatt
Richland
Sangamon
Shelby

Immediate Family of a Current Member
If you are immediate family of a current member of Land of Lincoln Credit Union, regardless of residence, you can bank with us. Immediate family members include children, parents, spouses, siblings, grandparents and grandchildren.

Work for a Premier Partner
If you are a current employee of one of Land of Lincoln Credit Union's Premier Partners, you can bank with Land of Lincoln Credit Union.

If any of these three conditions apply to you, then you are eligible to join Land of Lincoln Credit Union.

NCUA Insured Yes / State-Chartered
Charter Number # # 63716
Date Established 1947
Assets $357.55 million
Loans $210.06 million
Deposits $320.14 million
Capital $36.48 million
 

Field of Membership Restrictions

Membership is open to those who live in Christian, Bond, Clay, Clark, Clinton, Coles, Crawford, Cumberland, DeWitt, Douglas, Effingham, Edgar, Fayette, Jefferson, Jasper, Lawrence, Marion, Macon, McLean, Moultrie, Montgomery, Piatt, Richland, Shelby, Washington, and Sangamon Counties in Illinois. Membership is also open to members, associate members, clergy or pastors of the United Methodist Church, or are affiliated with a United Methodist agency or institution within the Illinois Great Rivers Conference or Northern Illinois Conference and employees of the Select Employer Groups.

Deposit Rates - May 28, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.28% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.45% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
18 Mo CD
0.50% $10,000 $14,999 Learn More
18 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.55% $10,000 $14,999 Learn More
24 Mo CD
0.70% $100,000 $199,999 Learn More
30 Mo CD
0.60% $10,000 $14,999 Learn More
30 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
0.70% $10,000 $14,999 Learn More
36 Mo CD
0.85% $100,000 $199,999 Learn More
48 Mo CD
0.80% $10,000 $14,999 Learn More
48 Mo CD
0.95% $100,000 $199,999 Learn More
60 Mo CD
0.90% $10,000 $14,999 Learn More
60 Mo CD
1.05% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - May 28, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for LAND OF LINCOLN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
4.867% 4.750% 1.00 $3,402 $1,305 Learn More
Morty, Inc.
NMLS ID: 1429243
4.575% 4.490% 1.00 $2,500 $1,266 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
3.490 %
After Intro: 4.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to LAND OF LINCOLN
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Land Of Lincoln branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Land Of Lincoln Locations



Climate Initiatives

LAND OF LINCOLN is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Land Of Lincoln Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Land Of Lincoln. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Land Of Lincoln U.S. Average
3.29% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Land Of Lincoln had $1,208,363 in non-current loans and $59,797 in owned assets. To cover these potential losses it had $36,480,029 in net worth and $2,062,933 in loans loss reserves. That gives it a Texas Ratio of 3.29%.

Net Worth
Land Of Lincoln U.S. Average
10.2% 12.36%

Land Of Lincoln FCU has a net worth of 10.2% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for LAND OF LINCOLN

There are currently no comments for LAND OF LINCOLN. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →