LAND OF LINCOLN

P O BOX 3310
Decatur, IL 62524

Notable Rates APY Vs.Others
Savings 0.10% 2.60% →
1-Year CD 1.00% 2.25% →
2-Year CD 0.75% 2.50% →
5-Year CD 1.70% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Land Of Lincoln is an NCUA insured institution located in Decatur, IL. It was founded in 1947 and has approximately $250.48 millions in assets.

Who can join?

Land of Lincoln Credit Union membership is open to:
Anyone who works or resides in these Illinois counties:

Bond
Christian
Clark
Clay
Coles
Crawford
Cumberland
DeWitt
Douglas
Edgar
Effingham
Fayette
Jasper
Lawrence
Macon
Montgomery
Moultrie
Piatt
Richland
Sangamon
Shelby

Immediate Family of a Current Member
If you are immediate family of a current member of Land of Lincoln Credit Union, regardless of residence, you can bank with us. Immediate family members include children, parents, spouses, siblings, grandparents and grandchildren.

Work for a Premier Partner
If you are a current employee of one of Land of Lincoln Credit Union's Premier Partners, you can bank with Land of Lincoln Credit Union.

If any of these three conditions apply to you, then you are eligible to join Land of Lincoln Credit Union.

NCUA Insured Yes
Charter Number # # 63716
Date Established 1947
Assets $250.48 million
Loans $172.51 million
Deposits $220.00 million
Capital $29.03 million
 

Field of Membership Restrictions

Membership is open to those who live in Christian, Bond, Clay, Clark, Clinton, Coles, Crawford, Cumberland, DeWitt, Douglas, Effingham, Edgar, Fayette, Jefferson, Jasper, Lawrence, Marion, Macon, McLean, Moultrie, Montgomery, Piatt, Richland, Shelby, Washington, and Sangamon Counties in Illinois. Membership is also open to members, associate members, clergy or pastors of the United Methodist Church, or are affiliated with a United Methodist agency or institution within the Illinois Great Rivers Conference or Northern Illinois Conference and employees of the Select Employer Groups.

Deposit Rates - November 19, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.40% $2,500 $9,999 Learn MoreShow Less
Money Market
0.45% $10,000 $24,999 Learn MoreShow Less
Money Market
0.50% $25,000 - Learn MoreShow Less
Premium Money Market Account
0.55% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.40% $1,000 $9,999 Learn MoreShow Less
Special: 9 Mo FIRA
2.00% $10,000 - Learn MoreShow Less
Special: 11 Mo FIRA
1.90% $10,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.25% $10,000 $49,999 Learn MoreShow Less
6 Mo CD
0.30% $10,000 $49,999 Learn MoreShow Less
6 Mo CD
0.80% $50,000 - Learn MoreShow Less
Special: 9 Mo CD
2.00% $10,000 - Learn MoreShow Less
Special: 11 Mo CD
1.90% $10,000 - Learn MoreShow Less
12 Mo CD
0.50% $10,000 $49,999 Learn MoreShow Less
12 Mo CD
1.00% $50,000 - Learn MoreShow Less
18 Mo CD
0.60% $10,000 $49,999 Learn MoreShow Less
24 Mo CD
0.75% $10,000 $49,999 Learn MoreShow Less
30 Mo CD
0.85% $10,000 $49,999 Learn MoreShow Less
36 Mo CD
1.15% $10,000 $49,999 Learn MoreShow Less
48 Mo CD
1.40% $10,000 $49,999 Learn MoreShow Less
1.70% $10,000 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.45% $50 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $500 - Learn MoreShow Less

Loan Rates - November 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for LAND OF LINCOLN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
3.568% 3.500% 0.50 $2,150 $1,123 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.530% 3.500% 0.38 $938 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Atlantic Union Bank
Atlantic Union Bank
4.750 %
$15,000 Learn More
More Info

Note to LAND OF LINCOLN
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Land Of Lincoln branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Land Of Lincoln Locations


Financial Details

Land Of Lincoln Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Land Of Lincoln. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Land Of Lincoln U.S. Average
3.26% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Land Of Lincoln had $1,005,895 in non-current loans and $0 in owned assets. To cover these potential losses it had $29,027,602 in net worth and $1,855,305 in loans loss reserves. That gives it a Texas Ratio of 3.26%.

Net Worth
Land Of Lincoln U.S. Average
11.58% 13.65%

Land Of Lincoln FCU has a net worth of 11.58% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Land Of Lincoln

Branches and Savings

What is Land Of Lincoln?

A federal credit union, registered with the NCUA under certificate #63716.
Learn more about credit unions here.

Is Land Of Lincoln FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Land Of Lincoln?

Please see Field of Membership information above for information on who is eligible to join.

What are Land Of Lincoln's share account and share certificate rates?

Land Of Lincoln's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Land Of Lincoln?

Land Of Lincoln has total capital of $29.03 million. Full information on Land Of Lincoln's financial position is located above.

Who owns Land Of Lincoln?

Credit Unions are owned by their members.

Where are Land Of Lincoln branches located?

See branch locations nearby.

Are Land Of Lincoln ATMs Open 24/7?

Do Land Of Lincoln ATMs accept cash deposits?

Can Land Of Lincoln customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Land Of Lincoln have a mobile app?

Does Land Of Lincoln have mobile deposit?

Does Land Of Lincoln have quick pay?

How can Land Of Lincoln transfer money to other banks or credit unions?

Does Land Of Lincoln report to credit bureaus?

Does Land Of Lincoln use Chexsystems?

Does Land Of Lincoln use Equifax?

What is Land Of Lincoln's toll free phone number?

What is Land Of Lincoln's ACH Routing Number?

What is Land Of Lincoln's SWIFT code?

Where can I find Land Of Lincoln's wire transfer form?

What is the Land Of Lincoln address for deposits?

What Products Does Land Of Lincoln Offer

Does Land Of Lincoln offer mortgages?

Compare mortgage rates here.

Does Land Of Lincoln offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Land Of Lincoln offer auto and RV loans?

Compare auto loan rates here.

Does Land Of Lincoln offer student loans or personal loans?

Compare personal loan rates here.

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