Latvian Heritage

Headquarters

504 Grand Ave Ne, P.o. Box 152125
Grand Rapids, MI 49515
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Latvian Heritage is an NCUA insured institution located in Grand Rapids, MI. It was founded in 1963 and has approximately $4.12 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 15779
Date Established 1963
Assets $4.12 million
Loans $2.76 million
Deposits $3.57 million
Capital $0.53 million
 

Deposit Rates - April 11, 2021

Your Current Location: California, CA 92111

We do not yet have rates for Latvian Heritage

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Note to Latvian Heritage
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Advertiser Disclosure

Loan Rates - April 11, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for LATVIAN HERITAGE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2021

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Payment
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AimLoan.com
NMLS ID: 2890
License#: 413-0477
2.775% 2.750% 0.38 $808 $1,021 Learn More
Morty, Inc.
NMLS ID: 1429243
2.706% 2.625% 0.63 $2,668 $1,005 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to LATVIAN HERITAGE
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Branches

Below are Latvian Heritage branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Latvian Heritage Locations


Financial Details

Latvian Heritage Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Latvian Heritage. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Latvian Heritage U.S. Average
40.80% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Latvian Heritage had $200,992 in non-current loans and $30,837 in owned assets. To cover these potential losses it had $531,872 in net worth and $36,313 in loans loss reserves. That gives it a Texas Ratio of 40.80%.

Net Worth
Latvian Heritage U.S. Average
12.9% 12.67%

Latvian Heritage FCU has a net worth of 12.9% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Latvian Heritage

Branches and Savings

What is Latvian Heritage?

A federal credit union, registered with the NCUA under certificate #15779.
Learn more about credit unions here.

Is Latvian Heritage FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Latvian Heritage is insured by the NCUA.

Who can join Latvian Heritage?

Please see Field of Membership information above for information on who is eligible to join.

What are Latvian Heritage's share account and share certificate rates?

Latvian Heritage's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Latvian Heritage?

Latvian Heritage has total capital of $0.53 million. Full information on Latvian Heritage's financial position is located above.

Who owns Latvian Heritage?

Credit Unions are owned by their members.

Where are Latvian Heritage branches located?

See branch locations nearby.

Are Latvian Heritage ATMs Open 24/7?

Do Latvian Heritage ATMs accept cash deposits?

Can Latvian Heritage customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Latvian Heritage have a mobile app?

Does Latvian Heritage have mobile deposit?

Does Latvian Heritage have quick pay?

How can Latvian Heritage transfer money to other banks or credit unions?

Does Latvian Heritage report to credit bureaus?

Does Latvian Heritage use Chexsystems?

Does Latvian Heritage use Equifax?

What is Latvian Heritage's toll free phone number?

What is Latvian Heritage's ACH Routing Number?

What is Latvian Heritage's SWIFT code?

Where can I find Latvian Heritage's wire transfer form?

What is the Latvian Heritage address for deposits?

What Products Does Latvian Heritage Offer

Does Latvian Heritage offer mortgages?

Compare mortgage rates here.

Does Latvian Heritage offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Latvian Heritage offer auto and RV loans?

Compare auto loan rates here.

Does Latvian Heritage offer student loans or personal loans?

Compare personal loan rates here.

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