Leominster, MA 01453


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 1461
Date Established 1936
Assets $18.98 million
Loans $11.49 million
Deposits $16.82 million
Capital $2.07 million

Leominster Employees is an NCUA insured institution located in Leominster, MA. It was founded in 1936 and has approximately $18.98 millions in assets.

Field of Membership Restrictions

Membership is open to employees of the City of Leominster and their family.

Deposit Rates - July 16, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Leominster Employees

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Note to Leominster Employees
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There are currently no rates available for Leominster Employees, but see these great savings and CD rates:

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Loan Rates - July 16, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for LEOMINSTER EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.777% 3.750% 0.38 $832 $1,158 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
First Internet Bank
NMLS ID: 424182
3.750% 3.750% 0.00 ($112) $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

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Below are Leominster Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Leominster Employees Locations

Financial Details

Leominster Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Leominster Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Leominster Employees U.S. Average
6.15% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Leominster Employees had $131,980 in non-current loans and $1,500 in owned assets. To cover these potential losses it had $2,068,239 in net worth and $102,249 in loans loss reserves. That gives it a Texas Ratio of 6.15%.

Net Worth
Leominster Employees U.S. Average
10.89% 13.47%

Leominster Employees FCU has a net worth of 10.89% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Leominster Employees

Branches and Savings

What is Leominster Employees?

A federal credit union, registered with the NCUA under certificate #1461.
Learn more about credit unions here.

Is Leominster Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Leominster Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Leominster Employees's share account and share certificate rates?

Leominster Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Leominster Employees?

Leominster Employees has total capital of $2.07 million. Full information on Leominster Employees's financial position is located above.

Who owns Leominster Employees?

Credit Unions are owned by their members.

Where are Leominster Employees branches located?

See branch locations nearby.

Are Leominster Employees ATMs Open 24/7?

Do Leominster Employees ATMs accept cash deposits?

Can Leominster Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Leominster Employees have a mobile app?

Does Leominster Employees have mobile deposit?

Does Leominster Employees have quick pay?

How can Leominster Employees transfer money to other banks or credit unions?

Does Leominster Employees report to credit bureaus?

Does Leominster Employees use Chexsystems?

Does Leominster Employees use Equifax?

What is Leominster Employees's toll free phone number?

What is Leominster Employees's ACH Routing Number?

What is Leominster Employees's SWIFT code?

Where can I find Leominster Employees's wire transfer form?

What is the Leominster Employees address for deposits?

What Products Does Leominster Employees Offer

Does Leominster Employees offer mortgages?

Compare mortgage rates here.

Does Leominster Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Leominster Employees offer auto and RV loans?

Compare auto loan rates here.

Does Leominster Employees offer student loans or personal loans?

Compare personal loan rates here.

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