Liberty Federal Credit Union
Po Box 5129
Evansville, IN 47716
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2023 Overview
General Credit Union Information
Liberty is an NCUA insured institution located in Evansville, IN. It was founded in 1936 and has approximately $3366.54 millions in assets.
Who can join?
In order to become a member of ETFCU, the applicant must:
Be employed by or retired from an employee group or be a member of an organization within the credit union's field of membership.
Be an immediate family member (spouse, child, brother, sister, parent, grandparent, or grandchild) of a person within our field of membership or someone having an existing account. Step and adoptive immediate family member relationships also qualify.
Share a household with someone (not necessarily a relative) within the credit union's field of membership or a person with an existing ETFCU account.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 1682 |
| Date Established | 1936 |
| Assets | $3,366.54 million |
| Loans | $2,822.15 million |
| Deposits | $2,776.02 million |
| Capital | $341.06 million |
Field of Membership Restrictions
Deposit Rates - March 22, 2023
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.01% | $200 | - |
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|
|
Money Market
|
0.15% | $1,000 | $9,999 |
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|
|
Money Market
|
0.20% | $10,000 | $24,999 |
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|
|
Money Market
|
0.30% | $25,000 | $49,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
3.00% | $1,000 | - |
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|
| 12 Mo CD
|
3.60% | $1,000 | - |
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|
| 18 Mo CD
|
3.75% | $1,000 | - |
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|
| 24 Mo CD
|
1.65% | $1,000 | - |
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|
| 30 Mo CD
|
3.00% | $1,000 | - |
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|
| 36 Mo CD
|
3.00% | $1,000 | - |
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|
| 48 Mo CD
|
3.00% | $1,000 | - |
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|
| 60 Mo CD
|
3.00% | $1,000 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.10% | $1,000 | $9,999 | Learn More |
Loan Rates - March 22, 2023
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for Liberty
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2023
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1429243 |
6.202% | 6.125% | 0.88 | $2,068 | $1,520 | Learn More |
NMLS ID: 401822 |
5.993% | 5.875% | 0.88 | $3,182 | $1,479 | Learn More |
NMLS ID: 3030 |
6.896% | 6.750% | 1.00 | $3,750 | $1,622 | Learn More |
NMLS ID: 3030 |
7.022% | 6.875% | 1.00 | $3,750 | $1,643 | Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2023
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Bethpage Federal Credit Union See Table |
Intro APR 7.240 % After Intro: 8.250 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
Third Federal Savings and Loan See Table |
6.990 %
|
$0 |
Learn More
More Info |
Note to Liberty
To upload and update your bank's rates please register.
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Branches
Below are Liberty branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Climate Initiatives
LIBERTY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
Liberty Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Liberty. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Liberty | U.S. Average |
|---|---|
| 0.78% | 4.63 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of September 30, 2022, Liberty had $2,680,671 in non-current loans and $25,000 in owned assets. To cover these potential losses it had $341,060,423 in net worth and $4,062,590 in loans loss reserves. That gives it a Texas Ratio of 0.78%.
Net Worth
| Liberty | U.S. Average |
|---|---|
| 10.13% | 12.52% |
Liberty FCU has a net worth of 10.13% versus the BestCashCow average of 12.52. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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