Liberty Federal Credit Union

Headquarters

Po Box 5129
Evansville, IN 47716
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Notable Rates APY Vs.Others
Savings 0.01% 5.55% →
1-Year CD 4.50% 5.60% →
2-Year CD 1.65% 4.90% →
5-Year CD 3.00% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Liberty is an NCUA insured institution located in Evansville, IN. It was founded in 1936 and has approximately $3823.48 millions in assets.

Who can join?

In order to become a member of ETFCU, the applicant must:

Be employed by or retired from an employee group or be a member of an organization within the credit union's field of membership.

Be an immediate family member (spouse, child, brother, sister, parent, grandparent, or grandchild) of a person within our field of membership or someone having an existing account. Step and adoptive immediate family member relationships also qualify.

Share a household with someone (not necessarily a relative) within the credit union's field of membership or a person with an existing ETFCU account.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1682
Date Established 1936
Assets $3,823.48 million
Loans $3,148.77 million
Deposits $2,955.80 million
Capital $393.33 million
 

Field of Membership Restrictions

Membership in Evansville Teachers Federal Credit Union is open to anyone through making a $5 donation to Mater Dei Friends & Alumni Association. Membership is also open to employees of Evansville Teachers Association, Evansville Museum, Gibson County, and over 200 area Select Employer Groups.

Deposit Rates - April 21, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
SAV
0.01% $200 - Learn More
Money Market
0.15% $1,000 $9,999 Learn More
Money Market
0.20% $10,000 $24,999 Learn More
Money Market
0.30% $25,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
4.80% $1,000 - Learn More
8 Month
1.45% $1,000 - Learn More
12 Mo CD
4.50% $1,000 - Learn More
17 Month
1.55% $1,000 - Learn More
18 Mo CD
1.55% $1,000 - Learn More
24 Mo CD
1.65% $1,000 - Learn More
30 Mo CD
1.65% $1,000 - Learn More
36 Mo CD
3.00% $1,000 - Learn More
48 Mo CD
3.00% $1,000 - Learn More
60 Mo CD
3.00% $1,000 - Learn More
Int Checking Rates APY MIN MAX
INTCK
0.01% $500 - Learn MoreShow Less
INTCK
0.15% $10,000 $24,999 Learn MoreShow Less

Loan Rates - April 21, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Liberty

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Tomo Mortgage, LLC.
NMLS ID: 2059741
6.994% 6.875% 0.63 $3,901 $2,103 Learn More
FHAloans.com
NMLS ID: Not a Lender
Learn More
Neighbors Bank
NMLS ID: 491986
Learn More
MortgageResearch.com
NMLS ID: Not a Lender
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Liberty
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Liberty branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Liberty Locations



Climate Policy and Initiatives

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Financial Details

Liberty Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Liberty. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Liberty U.S. Average
2.21% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Liberty had $8,762,841 in non-current loans and $5,000 in owned assets. To cover these potential losses it had $393,333,021 in net worth and $4,055,364 in loans loss reserves. That gives it a Texas Ratio of 2.21%.

Net Worth
Liberty U.S. Average
10.28% 13.62%

Liberty FCU has a net worth of 10.28% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Liberty

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