LISBON COMMUNITY

Headquarters

P.O. Box 878
Lisbon, ME 04250
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Lisbon Community is an NCUA insured institution located in Lisbon, ME. It was founded in 1959 and has approximately $137.63 millions in assets.

NCUA Insured Yes
Charter Number # # 13190
Date Established 1959
Assets $137.63 million
Loans $79.50 million
Deposits $122.78 million
Capital $14.35 million
 

Field of Membership Restrictions

Must live, work, worship or attend school in, and businesses and other legal entities located in any of the following towns and cities in the State of Maine: Lewiston, Auburn, Durham, Lisbon or Sabattus in Androscoggin County; Bowdoin and Topsham in Sagadahoc County; or Pownal in Cumberland County.

Deposit Rates - January 15, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Lisbon Community

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Lisbon Community
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Advertiser Disclosure

Loan Rates - January 15, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for LISBON COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
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NMLS ID: 2890
License#: MC-3098
2.701% 2.625% 1.00 $2,495 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to LISBON COMMUNITY
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Branches

Below are Lisbon Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Lisbon Community Locations


Financial Details

Lisbon Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Lisbon Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Lisbon Community U.S. Average
1.04% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Lisbon Community had $95,169 in non-current loans and $60,000 in owned assets. To cover these potential losses it had $14,350,595 in net worth and $509,707 in loans loss reserves. That gives it a Texas Ratio of 1.04%.

Net Worth
Lisbon Community U.S. Average
10.42% 12.91%

Lisbon Community FCU has a net worth of 10.42% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Lisbon Community

Branches and Savings

What is Lisbon Community?

A federal credit union, registered with the NCUA under certificate #13190.
Learn more about credit unions here.

Is Lisbon Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Lisbon Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Lisbon Community's share account and share certificate rates?

Lisbon Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Lisbon Community?

Lisbon Community has total capital of $14.35 million. Full information on Lisbon Community's financial position is located above.

Who owns Lisbon Community?

Credit Unions are owned by their members.

Where are Lisbon Community branches located?

See branch locations nearby.

Are Lisbon Community ATMs Open 24/7?

Do Lisbon Community ATMs accept cash deposits?

Can Lisbon Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Lisbon Community have a mobile app?

Does Lisbon Community have mobile deposit?

Does Lisbon Community have quick pay?

How can Lisbon Community transfer money to other banks or credit unions?

Does Lisbon Community report to credit bureaus?

Does Lisbon Community use Chexsystems?

Does Lisbon Community use Equifax?

What is Lisbon Community's toll free phone number?

What is Lisbon Community's ACH Routing Number?

What is Lisbon Community's SWIFT code?

Where can I find Lisbon Community's wire transfer form?

What is the Lisbon Community address for deposits?

What Products Does Lisbon Community Offer

Does Lisbon Community offer mortgages?

Compare mortgage rates here.

Does Lisbon Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Lisbon Community offer auto and RV loans?

Compare auto loan rates here.

Does Lisbon Community offer student loans or personal loans?

Compare personal loan rates here.

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