L&n Employees Credit Union

Headquarters

4101 Vanderbilt Rd
Birmingham, AL 35217
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 4.15% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.45% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

L&n Employees is an NCUA insured institution located in Birmingham, AL. It was founded in 1952 and has approximately $7.99 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 62356
Date Established 1952
Assets $7.99 million
Loans $4.42 million
Deposits $6.67 million
Capital $1.59 million
 

Deposit Rates - September 17, 2026

Your Current Location: Arizona, AZ 85001

CD Rates (Share Certificate Rates) APY MIN MAX
13 Mo CD
4.00% $5,000 - Learn More

Loan Rates - September 17, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for L&n Employees

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Arizona 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - Arizona Home Equity Line Of Credit Rates 2026

View more home equity rates

Note to L&n Employees
To upload and update your bank's rates please register. It is free to register and add rates.







Branches

Below are L&n Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona


L&n Employees Locations around zip code 85001


BranchDistance Map View Lobby Hours

L & N Credit Union

1340.45 A View Lobby Hours


Climate Policy and Initiatives

L&N EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


Add Your Review


Rate it here →

or use your Google account

or use your BestCashCow account

Financial Details

L&n Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of L&n Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
L&n Employees U.S. Average
15.49% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, L&n Employees had $234,374 in non-current loans and $15,000 in owned assets. To cover these potential losses it had $1,585,945 in net worth and $24,460 in loans loss reserves. That gives it a Texas Ratio of 15.49%.

Net Worth
L&n Employees U.S. Average
19.84% 14.48%

L&n Employees FCU has a net worth of 19.84% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for L&n Employees

There are currently no comments for L&N EMPLOYEES. Be the first to share your experience. Please provide comments that will help others.


Add Your Review


Rate it here →

or use your Google account

or use your BestCashCow account