L&n Employees


4101 Vanderbilt Rd
Birmingham, AL 35217
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.85% →
1-Year CD 0.30% 0.80% →
2-Year CD N.A. 0.80% →
5-Year CD 1.00% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

L&n Employees is an NCUA insured institution located in Birmingham, AL. It was founded in 1952 and has approximately $10.5 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 62356
Date Established 1952
Assets $10.50 million
Loans $5.79 million
Deposits $8.84 million
Capital $1.97 million

Deposit Rates - September 25, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.30% $10,000 $14,999 Learn More
12 Mo CD
0.30% $100,000 $199,999 Learn More
18 Mo CD
1.25% $10,000 $14,999 Learn More
18 Mo CD
1.25% $100,000 $199,999 Learn More
36 Mo CD
1.05% $10,000 $14,999 Learn More
36 Mo CD
1.05% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 - Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 25, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for L&N EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
First Internet Bank
NMLS ID: 424182
2.783% 2.750% 0.38 $1,055 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are L&n Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

L&n Employees Locations

Financial Details

L&n Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of L&n Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
L&n Employees U.S. Average
13.13% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, L&n Employees had $189,761 in non-current loans and $71,115 in owned assets. To cover these potential losses it had $1,966,703 in net worth and $20,770 in loans loss reserves. That gives it a Texas Ratio of 13.13%.

Net Worth
L&n Employees U.S. Average
18.73% 12.20%

L&n Employees FCU has a net worth of 18.73% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About L&n Employees

Branches and Savings

What is L&n Employees?

A credit union, registered with the NCUA under certificate #62356.
Learn more about credit unions here.

Is L&n Employees FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. L&n Employees is insured by the NCUA.

Who can join L&n Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are L&n Employees's share account and share certificate rates?

L&n Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is L&n Employees?

L&n Employees has total capital of $1.97 million. Full information on L&n Employees's financial position is located above.

Who owns L&n Employees?

Credit Unions are owned by their members.

Where are L&n Employees branches located?

See branch locations nearby.

Are L&n Employees ATMs Open 24/7?

Do L&n Employees ATMs accept cash deposits?

Can L&n Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does L&n Employees have a mobile app?

Does L&n Employees have mobile deposit?

Does L&n Employees have quick pay?

How can L&n Employees transfer money to other banks or credit unions?

Does L&n Employees report to credit bureaus?

Does L&n Employees use Chexsystems?

Does L&n Employees use Equifax?

What is L&n Employees's toll free phone number?

What is L&n Employees's ACH Routing Number?

What is L&n Employees's SWIFT code?

Where can I find L&n Employees's wire transfer form?

What is the L&n Employees address for deposits?

What Products Does L&n Employees Offer

Does L&n Employees offer mortgages?

Compare mortgage rates here.

Does L&n Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does L&n Employees offer auto and RV loans?

Compare auto loan rates here.

Does L&n Employees offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for L&n Employees

There are currently no comments for L&n Employees. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →