L&N EMPLOYEES

4101 VANDERBILT RD
Birmingham, AL 35217

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 62356
Date Established 1952
Assets $9.09 million
Loans $6.85 million
Deposits $7.55 million
Capital $1.96 million

L&n Employees is an NCUA insured institution located in Birmingham, AL. It was founded in 1952 and has approximately $9.09 millions in assets.

Deposit Rates - February 16, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.51% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.10% $1,000 - Learn MoreShow Less
6 Mo CD
0.20% $1,000 - Learn MoreShow Less
12 Mo CD
0.30% $1,000 - Learn MoreShow Less
18 Mo CD
0.95% $1,000 - Learn MoreShow Less
30 Mo CD
1.00% $1,000 - Learn MoreShow Less
60 Mo CD
2.00% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $10,000 $24,999 Learn MoreShow Less

Loan Rates - February 16, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for L&N EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Flagstar Bank
Flagstar Bank
Intro APR
3.490 %
After Intro: 6.240 %
Intro Period: 6 months
$25,000 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to L&N EMPLOYEES
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are L&n Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


L&n Employees Locations

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Financial Details

L&n Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of L&n Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
L&n Employees U.S. Average
6.69% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, L&n Employees had $47,895 in non-current loans and $84,885 in owned assets. To cover these potential losses it had $1,959,771 in net worth and $24,428 in loans loss reserves. That gives it a Texas Ratio of 6.69%.

Net Worth
L&n Employees U.S. Average
21.56% 13.21%

L&n Employees FCU has a net worth of 21.56% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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*All images, logos and public notes on this page appear courtesy of L&N EMPLOYEES and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.