L&n Employees Credit Union

Headquarters

4101 Vanderbilt Rd
Birmingham, AL 35217
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.02% →
1-Year CD 0.30% 2.15% →
2-Year CD N.A. 2.62% →
5-Year CD 1.00% 3.00% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

L&n Employees is an NCUA insured institution located in Birmingham, AL. It was founded in 1952 and has approximately $9.71 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 62356
Date Established 1952
Assets $9.71 million
Loans $5.77 million
Deposits $8.12 million
Capital $1.90 million
 

Deposit Rates - May 17, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.30% $10,000 $14,999 Learn More
12 Mo CD
0.30% $100,000 $199,999 Learn More
18 Mo CD
1.25% $10,000 $14,999 Learn More
18 Mo CD
1.25% $100,000 $199,999 Learn More
36 Mo CD
1.05% $10,000 $14,999 Learn More
36 Mo CD
1.05% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 - Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $2,500 $3,499 Learn MoreShow Less

Loan Rates - May 17, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for L&N EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.990% 5.875% 0.75 $3,125 $1,479 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to L&N EMPLOYEES
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are L&n Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


L&n Employees Locations



Climate Initiatives

L&N EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

L&n Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of L&n Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
L&n Employees U.S. Average
7.79% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, L&n Employees had $69,755 in non-current loans and $81,240 in owned assets. To cover these potential losses it had $1,900,994 in net worth and $37,517 in loans loss reserves. That gives it a Texas Ratio of 7.79%.

Net Worth
L&n Employees U.S. Average
19.58% 12.36%

L&n Employees FCU has a net worth of 19.58% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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