LONG BEACH TEACHERS

Headquarters

322 Lagoon Drive West
Long Beach, NY 11561
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.40% →
1-Year CD N.A. 1.15% →
2-Year CD N.A. 1.26% →
5-Year CD N.A. 1.60% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Long Beach Teachers is an NCUA insured institution located in Long Beach, NY. It was founded in 1939 and has approximately $3.31 millions in assets.

NCUA Insured Yes
Charter Number # # 3256
Date Established 1939
Assets $3.31 million
Loans $1.06 million
Deposits $2.50 million
Capital $0.80 million
 

Deposit Rates - July 2, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Long Beach Teachers

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Loan Rates - July 2, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for LONG BEACH TEACHERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

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Branches

Below are Long Beach Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Long Beach Teachers Locations


Financial Details

Long Beach Teachers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Long Beach Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Long Beach Teachers U.S. Average
1.83% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Long Beach Teachers had $14,946 in non-current loans and $0 in owned assets. To cover these potential losses it had $800,964 in net worth and $15,767 in loans loss reserves. That gives it a Texas Ratio of 1.83%.

Net Worth
Long Beach Teachers U.S. Average
24.23% 13.86%

Long Beach Teachers FCU has a net worth of 24.23% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Long Beach Teachers

Branches and Savings

What is Long Beach Teachers?

A federal credit union, registered with the NCUA under certificate #3256.
Learn more about credit unions here.

Is Long Beach Teachers FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Long Beach Teachers?

Please see Field of Membership information above for information on who is eligible to join.

What are Long Beach Teachers's share account and share certificate rates?

Long Beach Teachers's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Long Beach Teachers?

Long Beach Teachers has total capital of $0.80 million. Full information on Long Beach Teachers's financial position is located above.

Who owns Long Beach Teachers?

Credit Unions are owned by their members.

Where are Long Beach Teachers branches located?

See branch locations nearby.

Are Long Beach Teachers ATMs Open 24/7?

Do Long Beach Teachers ATMs accept cash deposits?

Can Long Beach Teachers customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Long Beach Teachers have a mobile app?

Does Long Beach Teachers have mobile deposit?

Does Long Beach Teachers have quick pay?

How can Long Beach Teachers transfer money to other banks or credit unions?

Does Long Beach Teachers report to credit bureaus?

Does Long Beach Teachers use Chexsystems?

Does Long Beach Teachers use Equifax?

What is Long Beach Teachers's toll free phone number?

What is Long Beach Teachers's ACH Routing Number?

What is Long Beach Teachers's SWIFT code?

Where can I find Long Beach Teachers's wire transfer form?

What is the Long Beach Teachers address for deposits?

What Products Does Long Beach Teachers Offer

Does Long Beach Teachers offer mortgages?

Compare mortgage rates here.

Does Long Beach Teachers offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Long Beach Teachers offer auto and RV loans?

Compare auto loan rates here.

Does Long Beach Teachers offer student loans or personal loans?

Compare personal loan rates here.

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