315 Main St
Middlebourne, WV 26149

Notable Rates APY Vs.Others
Savings 0.10% 2.10% →
1-Year CD 1.21% 2.02% →
2-Year CD 1.31% 2.02% →
5-Year CD 1.76% 2.02% →
30-Year Mortgage N.A. 3.03% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 3.25% →

2020 Overview

General Credit Union Information

Long Reach is an NCUA insured institution located in Middlebourne, WV. It was founded in 1975 and has approximately $76.29 millions in assets.

NCUA Insured Yes
Charter Number # # 22241
Date Established 1975
Assets $76.29 million
Loans $56.86 million
Deposits $69.48 million
Capital $6.68 million

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in, or be a business or other legal entity in Pleasants County, Tyler County, Ritchie County, and Doddridge County or are employees of a member of the credit union's Select Employer Group.

Deposit Rates - March 28, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $1,000 $9,999 Learn MoreShow Less
Money Market
0.15% $10,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.00% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.25% $1 - Learn MoreShow Less
Fixed IRA
1.31% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $500 - Learn MoreShow Less

Loan Rates - March 28, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for LONG REACH

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Long Reach branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Long Reach Locations

Financial Details

Long Reach Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Long Reach. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Long Reach U.S. Average
10.55% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Long Reach had $744,683 in non-current loans and $11,575 in owned assets. To cover these potential losses it had $6,684,658 in net worth and $481,917 in loans loss reserves. That gives it a Texas Ratio of 10.55%.

Net Worth
Long Reach U.S. Average
8.76% 13.65%

Long Reach FCU has a net worth of 8.76% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Long Reach

Branches and Savings

What is Long Reach?

A federal credit union, registered with the NCUA under certificate #22241.
Learn more about credit unions here.

Is Long Reach FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Long Reach?

Please see Field of Membership information above for information on who is eligible to join.

What are Long Reach's share account and share certificate rates?

Long Reach's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Long Reach?

Long Reach has total capital of $6.68 million. Full information on Long Reach's financial position is located above.

Who owns Long Reach?

Credit Unions are owned by their members.

Where are Long Reach branches located?

See branch locations nearby.

Are Long Reach ATMs Open 24/7?

Do Long Reach ATMs accept cash deposits?

Can Long Reach customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Long Reach have a mobile app?

Does Long Reach have mobile deposit?

Does Long Reach have quick pay?

How can Long Reach transfer money to other banks or credit unions?

Does Long Reach report to credit bureaus?

Does Long Reach use Chexsystems?

Does Long Reach use Equifax?

What is Long Reach's toll free phone number?

What is Long Reach's ACH Routing Number?

What is Long Reach's SWIFT code?

Where can I find Long Reach's wire transfer form?

What is the Long Reach address for deposits?

What Products Does Long Reach Offer

Does Long Reach offer mortgages?

Compare mortgage rates here.

Does Long Reach offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Long Reach offer auto and RV loans?

Compare auto loan rates here.

Does Long Reach offer student loans or personal loans?

Compare personal loan rates here.

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