Louisville Gas And Electric Company Credit Union
Headquarters
Po Box 32040
Louisville, KY 40232
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2024 Overview
General Credit Union Information
Louisville Gas And Electric Company is an NCUA insured institution located in Louisville, KY. It was founded in 1934 and has approximately $45.09 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 61123 |
| Date Established | 1934 |
| Assets | $45.09 million |
| Loans | $28.55 million |
| Deposits | $37.89 million |
| Capital | $6.93 million |
Deposit Rates - May 3, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Louisville Gas And Electric Company
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Loan Rates - May 3, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Louisville Gas And Electric Company
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.446% | 6.375% | 0.75 | $2,403 | $1,997 | Learn More |
NMLS ID: 2059741 |
6.638% | 6.500% | 0.75 | $4,595 | $2,023 | Learn More |
NMLS ID: 3030 |
7.212% | 7.125% | 0.88 | $2,800 | $2,156 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Louisville Gas And Electric Company
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Branches
Below are Louisville Gas And Electric Company branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
LOUISVILLE GAS AND ELECTRIC COMPANY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Louisville Gas And Electric Company Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Louisville Gas And Electric Company. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Louisville Gas And Electric Company | U.S. Average |
|---|---|
| 2.86% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Louisville Gas And Electric Company had $84,884 in non-current loans and $115,744 in owned assets. To cover these potential losses it had $6,931,135 in net worth and $80,400 in loans loss reserves. That gives it a Texas Ratio of 2.86%.
Net Worth
| Louisville Gas And Electric Company | U.S. Average |
|---|---|
| 15.36% | 13.62% |
Louisville Gas And Electric Company FCU has a net worth of 15.36% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Louisville Gas And Electric Company
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