P. O. Box 980
Lynchburg, VA 24505
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Lynrocten is an NCUA insured institution located in Lynchburg, VA. It was founded in 1936 and has approximately $13.78 millions in assets.

NCUA Insured Yes
Charter Number # # 1345
Date Established 1936
Assets $13.78 million
Loans $11.52 million
Deposits $9.52 million
Capital $2.42 million

Deposit Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Lynrocten

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Loan Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for LYNROCTEN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.539% 2.500% 0.50 $1,304 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
NMLS ID: 2890
License#: MC-3098
2.669% 2.625% 0.63 $1,450 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Lynrocten branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Lynrocten Locations

Financial Details

Lynrocten Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Lynrocten. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Lynrocten U.S. Average
0.19% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Lynrocten had $4,780 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,417,610 in net worth and $49,994 in loans loss reserves. That gives it a Texas Ratio of 0.19%.

Net Worth
Lynrocten U.S. Average
17.54% 13.61%

Lynrocten FCU has a net worth of 17.54% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Lynrocten

Branches and Savings

What is Lynrocten?

A federal credit union, registered with the NCUA under certificate #1345.
Learn more about credit unions here.

Is Lynrocten FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Lynrocten?

Please see Field of Membership information above for information on who is eligible to join.

What are Lynrocten's share account and share certificate rates?

Lynrocten's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Lynrocten?

Lynrocten has total capital of $2.42 million. Full information on Lynrocten's financial position is located above.

Who owns Lynrocten?

Credit Unions are owned by their members.

Where are Lynrocten branches located?

See branch locations nearby.

Are Lynrocten ATMs Open 24/7?

Do Lynrocten ATMs accept cash deposits?

Can Lynrocten customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Lynrocten have a mobile app?

Does Lynrocten have mobile deposit?

Does Lynrocten have quick pay?

How can Lynrocten transfer money to other banks or credit unions?

Does Lynrocten report to credit bureaus?

Does Lynrocten use Chexsystems?

Does Lynrocten use Equifax?

What is Lynrocten's toll free phone number?

What is Lynrocten's ACH Routing Number?

What is Lynrocten's SWIFT code?

Where can I find Lynrocten's wire transfer form?

What is the Lynrocten address for deposits?

What Products Does Lynrocten Offer

Does Lynrocten offer mortgages?

Compare mortgage rates here.

Does Lynrocten offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Lynrocten offer auto and RV loans?

Compare auto loan rates here.

Does Lynrocten offer student loans or personal loans?

Compare personal loan rates here.

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